Open a Certificate Account
Featured Certificate Accounts
Choose the Certificate Account you’d like to open from the links below.
10 Month Bump Certificate
Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.
18 Month Flex Certificate
Make a one-time withdrawal during your term. Option to make a one-time deposit or bump to a higher rate.
30 Month Flex Certificate
Make a unlimited deposits. Option to make a one-time withdrawal and bump to a higher rate.
36 Month Bump Certificate
Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.
60 Month Bump Certificate
Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.
Certificate Accounts
Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity. Learn More »
3 Month Certificate
Add to your balance with unlimited deposits.
6 Month Certificate
Add to your balance with unlimited deposits.
12 Month Certificate
Add to your balance with unlimited deposits.
24 Month Certificate
Add to your balance with unlimited deposits.
36 Month Certificate
Add to your balance with unlimited deposits.
48 Month Certificate
Add to your balance with unlimited deposits.
60 Month Certificate
Add to your balance with unlimited deposits.
4.45% APY 10-Month Certificate with Rate Bump
Earn 4.45% APY on a 10-Month Certificate at Sound with Rate Bump feature. If our rates go up, so can yours!
All Sound Certificates include the flexibility to make unlimited deposits so you can increase your savings and maximize your returns.
What you’ll need.
Have the following items ready and noted before you begin.
- Drivers License
- CURRENT MEMBERS: Your Sound member number
- NEW MEMBERS: Welcome! If you’re opening your first account at Sound, a Prime Savings will also be opened in addition to the other account type you apply for.
All it takes is a few minutes.
Already started? Complete your saved application »
Prefer to open a checking or savings account instead?
Not sure which account is best for you? Compare Certificate Accounts »
Want help opening your account?
Disclosures
FEDERALLY INSURED BY NCUA.
10-Month Certificate with Rate-Bump: Offers valid for existing or new Sound members. Membership with a savings account at Sound Credit Union is required to participate in the offer. Anyone who lives or works in WA can join. Promotional rates and terms advertised are available for a limited time and subject to change without notice. Early withdrawal penalties apply and may reduce earnings. Certificate: Minimum balance is $500. At maturity, certificate will roll into a new 12-month certificate. Rate Bump: One time upon request, we will increase your rate to the current 10-Month rate at the same term. The new dividend will not be applied retroactively.