Credit Cards
Select Secured Credit Card
Establish or rebuild credit and take control of your financial future.
Sound’s Select Secured Credit Card
Sound’s Select Secured Credit Card helps establish or rebuild credit for a successful financial future when managed responsibly.
Competitive Rate
Low, competitive rate makes secured credit affordable.
Secured Deposit Required
$500-$5,000 credit balances available.
Fewer Fees
No annual fee, balance transfer fee or foreign transaction fee.
Select Secured Credit Card
Select Secured Credit Card
Best if you’re interested in…- Secured option to build or re-build credit
- Competitive, low rate
- Auto rental collision damage waiver2
- $500-$5,000 balances available
Credit Card Tools & Resources
We can help you make smart financial decisions.
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Card Type |
APR Range*1 |
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¹Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal 5 days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of: 3.70%-14.70% for Select and Select Secured; 5.70%-15.70% for Rewards and Cash Back. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law. Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. *All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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Card Type Rewards |
APR Range*1 13.70% – 23.70% |
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Card Type Cash Back |
APR Range*1 13.70% – 23.70% |
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Card Type Select |
APR Range*1 11.70% – 22.70% |
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Card Type Select Secured |
APR Range*1 11.70% – 22.70% |
Back to top Get approved for a Sound Select Credit Card today!
Disclosures
Credit Card Agreement and Disclosures
Cash Back Terms and Conditions
¹Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized/fraudulent transactions, credit insurance, credit protection and debt cancellation charges. ²Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (Visa Cards | Visa Signature Cards) for further details. ³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf. Cash Back rewards will post to member’s Savings account.