Refinance Your Home Loan with Sound
Unlock your home’s potential with a Refinance Loan
Refinancing your home loan with Sound can open up new opportunities, from lowering your monthly payments to funding major life events.
As a member-owned financial institution, Sound is committed to providing personalized service and competitive loan options.
Competitive Rates
We offer some of the most competitive interest rates in the market, ensuring that you get the best deal possible. View Rates »
No Origination Fee
Homes cost enough already. We won’t pile on.
Flexible Terms
Choose from a variety of loan terms that fit your financial needs and goals.
Cash-Out Options
Need funds for home improvements, education, or debt consolidation? Our cash-out refinance options provide the flexibility you need.
Experienced Loan Officers
Knowledgeable loan officers are available online, in person, and over the phone through every step.
Close on time
Your closing is important to us. Our local staff will take the stress out of the home refinance process.
Meet our Mortgage Loan Officers
Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.
Shelly Cox
Serving Burien, Federal Way, Southcenter (Tukwila)
Stephanie Pahlow
Serving Alderwood, Edmonds, Everett, Lynnwood, Mukilteo
Jamie Alford
Serving Auburn, Bonney Lake, Graham, Parkland, Puyallup
J. Reid Bullock
Serving Gig Harbor, Lakewood, Key Center, Pacific Ave (South Tacoma), Westgate
Sarah Meikle
Serving Downtown Tacoma and Olympia
Heather Peery
Serving Bellevue, Bothell, Kent, Redmond, Shoreline
Ready to start the conversation about refinancing your home loan?
Contact a Mortgage Loan Officer in the way that’s easiest for you.
Pay your Mortgage Online
Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.
Back to top More tools to help you manage your finances, investments and renovations.
Home Refinance Calculator
Refinancing could reduce your monthly mortgage payments, freeing up your budget for other priorities. Continue reading
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Financial awareness starts with information, and we all make the best decisions we can with the resources we have available to us. Continue reading
Four Questions to Ask Yourself Before Signing a Mortgage
Owning a home is likely the largest financial commitment you’ll make in your life, and it’s easy to get caught up in details pertaining to debt-to-income ratios, the real estate market, current interest rates and amortization schedules. Continue reading
Disclosures
NMLS# 691150 · Equal Housing Opportunity
All loans require Sound membership and are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. APR is Annual Percentage Rate. Rate and offer subject to change at any time.