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Personal Accounts

Save to Win Savings Account

Talk about a Win-Win!

Save to Win Savings is a special account that offers an opportunity to win cash prizes just for saving!

A savings account that rewards you for being a saver.

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Automatic Entries

Receive entries just for saving regularly.

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Continuous Chances to Win

Monthly, quarterly and annual drawings for cash.

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The Odds are In Your Favor

Multiple winners every single month!

Earn chances to win monthly and quarterly cash prizes for every $25 you save.*

While you enter to win, you’ll earn quarterly dividends on your deposits.

Not only will you build your savings and earn dividends, but you can also win multiple prizes throughout the year.

Save to Win Official Rules
Save to Win graphic

Washington State Drawings

  • Monthly

    Monthly

  • Monthly

    Monthly

  • Quarterly

    Quarterly

  • Quarterly

    Quarterly

  • Annual

    Annual

  • Annual

    Annual

Number of Winners

  • Monthly

    9

  • Monthly

    1

  • Quarterly

    1

  • Quarterly

    5

  • Annual

    3

  • Annual

    1

Prize Amount

  • Monthly

    $25

  • Monthly

    $50

  • Quarterly

    $50

  • Quarterly

    $100

  • Annual

    $250

  • Annual

    $1,000

Save to Win Savings Account FAQs

Save to Win is a special savings product that offers the participating credit union members an opportunity to win cash prizes — just for saving!  The program offers a fun, innovative and exciting way to save, which empowers members to achieve financial success. Each $25 you save into a Save To Win account, earns you an entry into the monthly, quarterly and/or annual drawings (where applicable). Not only will you build your savings and earn interest/dividends, but you can also win multiple prizes throughout the year. Eligibility requirements and Official Rules apply.

The goal of the Save to Win account is to encourage saving. The more you save; the more opportunity there is to win. For every $25 you save, you earn one entry into the monthly and quarterly prize drawings. While there isn’t a maximum you can deposit into the Save to Win Savings, there is a maximum number of entries of 100 entries per member (up to 100 entries per month/300 entries per quarter/1,200 entries per year).

Sound members, 18 and older and living in Washington State, may open a Save to Win Savings. Only one Save to Win Savings account per member.

The primary Save To Win accountholder earns one entry into the monthly, quarterly, and/or annual prize drawings, for every $25 increase in the monthly balance at month’s end (month-over-month balance increase). This means there must be an increase in balance from the previous month by at least $25 to earn an entry. The more you save, the more chances you receive to win! Max 100 entries per month, 300 per quarter, 1,200 per year (where applicable).

Example of how entries are calculated:

An account holder earns One (1) entry for every $25 increase in the monthly balance of the Qualifying Save To Win account at month’s end (month over month balance increase). Max of 100 entries per month. Max 300 per quarter. Max 1200 per year (where applicable).

Starting Balance Month 1

Ending Balance

Month 2

Ending Balance

Month 3

Ending Balance

Quarterly

Drawing

$0  $200

($200 increase from previous month)

$1700

($1500 increase from previous month)

$4700

($3000 increase from previous month)

 = 8 Entries = 60 Entries = 100 Entries (Max) = 168 Entries

Members are limited to winning one prize per drawing period. Please refer to the official rules and account disclosures for details.

Save to Win entries are calculated based on month-over-month balance increases. A withdrawal from your account could affect whether you had a balance increase for a particular month. If due to your withdrawal you do not have an balance increase compared to the prior month, you will not get entries for that particular drawing period.

State-wide drawings are held around the 14th of each month and quarterly drawings in January, April, July, and October. Sound Credit Union members are eligible for the Washington State drawings listed above.

Winners will be notified by their Sound via telephone, email, or standard mail. Prizes are non-transferable. Winners are not required to be present at the drawing to win.

The prizes will be deposited into the winners’ prime savings account.

Winners that receive prizes totaling $600 or more each year are required to report earnings on their tax returns and may be required to pay applicable state and federal taxes. Credit unions will provide 1099 MISC forms to those winners in January for their previous year’s earnings.

Ready to open your Save to Win savings account?

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Congratulations to our recent winners!

Save to Win Winner, Sabrina

Sabrina

$25 – July 2024
Photo of Lee - Save to Win drawing winner

Lee

$25 – June 2024
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Catherine

$100 – April 2024
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Dionne

$50 – April 2024

Nathaniel

$25 – April 2024

Disclosures

Sound membership with a Prime Savings is required. You must meet qualifying criteria to open a savings account. Rates and fees are subject to change at any time.

*As long as your Save to Win Account remains in good standing, for every $25.00 increase in month over month balance, the account holder will earn one entry (up to 100 entries per month/300 entries per quarter/1,200 entries per year) into the Save to Win® Savings Promotion Raffle. The Savings Promotion Raffle begins on January 1 of the current year and ends December 31. The Official Rules for the Savings Promotion Raffle can be found online at www.savetowin.org and are provided upon opening the account.

A complete list of prizes are available at savetowin.org. Void where prohibited by law.

Save to Win Official Rules

FEDERALLY INSURED BY NCUA