Routing Number

325183220

Personal > See Rates > Personal Rates & Fees > Checking & Savings Rates

Checking & Savings Rates

Checking Accounts
Account Type	Dividend Rate	APY*	Cash Back on Debit Card Purchases	Minimum Balance
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. ¹Direct Deposit of $500 or more and eStatements to avoid monthly service fee, otherwise $3. ²Age 55+ or have Direct Deposit of $500 or more and eStatements to avoid monthly service fee, otherwise $7 ³Cash back paid monthly on qualified debit card purchases, less returns or adjustments. Qualified purchases do not include unauthorized/fraudulent transactions, ATM withdrawals, or purchases of cash equivalents (i.e. money orders, gaming transactions, etc.).
Account Type Free Checking	Dividend Rate N/A	APY* N/A	Cash Back on Debit Card Purchases N/A	Minimum Balance N/A
Account Type Sound Debit Account¹	Dividend Rate N/A	APY* N/A	Cash Back on Debit Card Purchases N/A	Minimum Balance N/A
Account Type Interest Checking²	Dividend Rate 0.10%	APY* 0.10%	Cash Back on Debit Card Purchases N/A	Minimum Balance N/A
Account Type Cash Back Checking³	Dividend Rate N/A	APY* N/A	Cash Back on Debit Card Purchases 1% of transaction amount, up to $10 per month	Minimum Balance N/A

Savings Accounts
Savings	Dividend Rate	APY*	Minimum Balance to Open	Minimum Balance To Earn APY^*
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. APY = Annual Percentage Yield ³For members age 17 and under. Note:* All savings accounts which have dividends compounded and credited are paid monthly. This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.
Savings Prime Savings	Dividend Rate 0.05%	APY* 0.05%	Minimum Balance to Open –	Minimum Balance To Earn APY^* $100
Savings Minor Savings¹	Dividend Rate 0.05%	APY* 0.05%	Minimum Balance to Open –	Minimum Balance To Earn APY^* –
Savings Secondary Savings	Dividend Rate 0.05%	APY* 0.05%	Minimum Balance to Open –	Minimum Balance To Earn APY^* –
Savings Save to Win Savings	Dividend Rate 0.25%	APY* 0.25%	Minimum Balance to Open –	Minimum Balance To Earn APY^* –
Savings IRA Savings	Dividend Rate 0.15%	APY* 0.15%	Minimum Balance to Open –	Minimum Balance To Earn APY^* –
Savings Health Savings Accounts	Dividend Rate 0.15%	APY* 0.15%	Minimum Balance to Open $50	Minimum Balance To Earn APY^* –

High-Yield Money Market
High-Yield Money Market	Dividend Rate	APY*	Minimum Balance To Earn APY*
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. APY = Annual Percentage Yield Note:* All savings accounts which have dividends compounded and credited are paid monthly. This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.
High-Yield Money Market $0-$99,999	Dividend Rate 2.00%	APY* 2.02%	Minimum Balance To Earn APY* $0
High-Yield Money Market $100,000 & Above	Dividend Rate 2.00%	APY* 2.02%	Minimum Balance To Earn APY* $100,000

Disclosures

FEDERALLY INSURED BY NCUA.