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Personal Loan Rates

Personal Loans

Term

APR Range*

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Term

0-12 months

APR Range*

8.50% – 15.90%

Term

13-24 months

APR Range*

8.90% – 16.40%

Term

25-36 monthts

APR Range*

9.40% – 16.90%

Term

37-48 months

APR Range*

10.00% – 17.40%

Term

49-60 months

APR Range*

10.50% – 17.90%

Term

61-72 months

APR Range*

11.40% – 18.00%

 

Personal Line of Credit

Loan Type

APR Range

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Loan Type

Personal Line of Credit 

APR Range

10.45%-17.95%

 

Green Personal Loan

Term

APR Range*

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Term

0-12 months

APR Range*

8.25% – 15.65%

Term

13-24 months

APR Range*

8.65% – 16.15%

Term

25-36 months

APR Range*

9.15% – 16.65%

Term

37-48 months

APR Range*

9.75% – 17.15%

Term

49-60 months

APR Range*

10.25% – 17.65%

Term

61-72 months

APR Range*

11.15% – 17.75%

 

Share Secured Personal Loan

Term

APR Range*

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Term

0-60 months

APR Range*

Share rate +3.00%

 

Certificate Secured

Term

APR Range*

*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Term

Certificate maturity date

APR Range*

Certificate rate +3.00%