Personal Loan Rates
Personal Loans
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Term |
APR Range* |
|---|---|
|
*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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|
Term 0-12 months |
APR Range* 8.50% - 15.90% |
|
Term 13-24 months |
APR Range* 8.90% - 16.40% |
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Term 25-36 monthts |
APR Range* 9.40% - 16.90% |
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Term 37-48 months |
APR Range* 10.00% - 17.40% |
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Term 49-60 months |
APR Range* 10.50% - 17.90% |
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Term 61-72 months |
APR Range* 11.40% - 18.00% |
Personal Line of Credit
|
Loan Type |
APR Range |
|---|---|
|
Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions. *APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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|
Loan Type Personal Line of Credit |
APR Range 10.45%-17.95% |
Green Personal Loan
|
Term |
APR Range* |
|---|---|
|
*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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|
Term 0-12 months |
APR Range* 8.25% - 15.65% |
|
Term 13-24 months |
APR Range* 8.65% - 16.15% |
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Term 25-36 months |
APR Range* 9.15% - 16.65% |
|
Term 37-48 months |
APR Range* 9.75% - 17.15% |
|
Term 49-60 months |
APR Range* 10.25% - 17.65% |
|
Term 61-72 months |
APR Range* 11.15% - 17.75% |
Share Secured Personal Loan
|
Term |
APR Range* |
|---|---|
|
*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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Term 0-60 months |
APR Range* Share rate +3.00% |
Certificate Secured
|
Term |
APR Range* |
|---|---|
|
*APR = Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account. |
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Term Certificate maturity date |
APR Range* Certificate rate +3.00% |