Are you impacted by the government shutdown?
Member Assistance Program
At Sound Credit Union, we stand by our members through all waves of life, and this includes challenging times. If you’re facing an income disruption due to the government shutdown, we’re here to help. You may qualify for some flexible options through our Member Assistance Program including special loans or payment terms.
Member Assistance Program Options
Sound Relief Loan
See if you qualify for our relief loan, up to $6,000. Apply today and receive funds as soon as the next business day, ensuring you can cover essential expenses.
- No credit check required
- No payment for 90 days (interest accrues)
- Low interest rate of 6% APR
- Terms of 10 – 40 months
- Loan amounts from $500 – $6,000
- Monthly payments ranging from $52- $617
To take advantage of this loan offer, please contact us. Exclusions apply.
No Fee Skip-A-Pay
Skip a payment on your current Sound loan, fee-free. To take advantage of this free Skip-A-Pay offer, please contact us. Exclusions apply.
Early Withdrawals on Certificates
Withdraw funds from your Sound Certificate without paying an early withdrawal penalty. Contact us for assistance.
1:1 Financial Counseling
Sound proudly partners with GreenPath Financial Wellness to provide members with access to one-on-one financial counseling, debt management services, and financial education tools.
Local resources during a government shutdown are available.
Contact us for assistance.
More Tools & Resources from Sound
How to Rebuild Credit Score Fast After a Financial Setback
The journey to rebuilding your credit can seem daunting, but getting back to a score you can be proud of can be done. Continue reading
Be Prepared, Because Life Happens
The important part is being prepared for those expenses, no matter how mundane or how extreme they turn out to be. Continue reading
Emergency Funds 101
An emergency fund is a pool of money earmarked for surprise expenses that fall outside of your regular budget. It’s a financial safety net, a rainy-day fund. Continue reading
Disclosures
Sound Relief Loan: Loan approval is based on individual creditworthiness. Requires proof of income or direct deposit to Sound Credit Union. Employment verification is required. Interest will accrue during deferral period. Must be 18 years of age to qualify. Payment sample: $6,000 loan at 6% APR would require 40 payments of $166.
Member Assistance Program Skip-A-Pay Terms & Conditions
Certificate Withdrawals: Early withdrawal may reduce earnings. A minimum balance may be required. Requires proof of income or direct deposit to Sound Credit Union. Employment verification is required.