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Tools, tutorials and everyday advice to help you rock your personal finances.
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South Kitsap Chamber of Commerce and Sound Credit Union Host Groundbreaking Ceremony
On September 1, 2026, the South Kitsap Chamber of Commerce hosted a groundbreaking ceremony to welcome Sound Credit Union (Sound) to Port Orchard. Continue reading
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Growing Your Business: Six numbers to track growth
Use sales data to identify what your best customers are buying, think of other products or services that could be sold with them, and tailor special offers to bring these customers in more often. Continue reading

Growing Your Business: Creating a smart promotion plan
Keep your objectives short and measurable to help evaluate whether your promotional plan is working or not and be prepared to drop anything that doesn’t work for those tactics that do. Continue reading

Managing Your Business: Improving your profit margin
Get in the regular habit of reviewing your margins to make sure they haven’t changed due to creeping input costs or sales discounts. Continue reading

Managing Your Business: Five strategies to increase profit
Keep up-to-date with any industry trends, ideas or technologies that may lower your costs or make your business more efficient. Continue reading

Managing Your Business: Tracking the Flow of Money
Consider using a cloud accounting system that reconciles accounts in real time. Continue reading

Managing Your Business: Collecting Debts Effectively
Effective debtor management is the best way to keep debt problems to a minimum. Continue reading

Starting Your Business: Monthly cash flow forecast
A cash flow forecast enables you to be proactive and anticipate cash issues in advance. Continue reading

Starting Your Business: Business Plan Template
Detailed guidance on completing the various sections of this business plan template can be found at the end of the document. Continue reading

Starting Your Business: Sources of Small Business Funding
Consider a combination of sources of funds to ensure you have enough capital for a contingency fund, so you do not need to seek additional funding immediately after launch. Continue reading

Starting Your Business: Raising Capital
Regardless of where you get the capital from, the more prepared you are the better. Continue reading
