X Sound CU App on Google Play Store Sound CU App on App Store VIEW VIEW

Business & Commercial

Search the blog
A woman working off of their laptop.

Common Scams to Avoid

An online scam is any scheme designed to trick people out of money or to steal their personal information. It’s important to be aware of any scam that can impact your life. Continue reading

business-is-going-great

All About Operating Agreements

An operating agreement is a document that outlines the internal rules and procedures for managing and operating a Limited Liability Company (LLC). If you don’t have a document that you and your partners have agreed to, then you’re at the mercy of the default operating agreement that’s provided by your state. Continue reading

Business woman holding digital tablet smiling

An Overview of SBA Loans

Do you want to grow or modernize your small business? The SBA’s 504 loan program, also known as a Certified Development Company (CDC) loan, might just be what you’re looking for. Continue reading

for-trusted-bicycle-repair-im-your-guy.jpg_s1024x1024wisk20cMI0J_MrV18Ek2ZVVu3s_W0ONPATQHCNwAZivM337pCA.jpg

Preparing Your SBA Loan Application

Getting an SBA loan? Check your credit, gather key documents, and fill out required forms. Work with your lender to ensure a smooth application process. Preparation is key! Continue reading

Cheerful store owners high-fiving each other.

Guide to the SBA’s General 7(a) Business Loan Program

Looking for business funding? The SBA 7(a) loan offers up to $5 million for various needs, with the SBA guaranteeing up to 85%. Your lender provides the funds, and the SBA backs it. Check your eligibility and start your application today! Continue reading

A woman smiling happily while working.

Separating Your Business and Personal Accounts

From day one, business owners should have a separate bank account in which to deposit their income and pay their business expenses as it’s easier, faster and more accurate to claim business expenses. Continue reading

Two business partners standing in front of a semitruck.

Business Insurance You Will Need

When it comes to protecting your small business, your profit margins are not what should determine whether to get insurance. What matters is how great the impact would be to your business should something unexpected go wrong. Continue reading

Business woman holding digital tablet smiling

Taking Contactless Payments

By offering contactless payments, businesses can save money over time by reducing the need for physical infrastructure related to cash handling and manual payment processing. Continue reading

Cheerful store owners high-fiving each other.

Scaling Your Business

Your path to productivity success lies not in just growing your company but in scaling. Continue reading

Smiling young hairdresser cutting customer's hair. Confident hipster barber is giving customer new hairstyle. They are at hair salon.

Developing New Business Models

Business models are a revenue collection strategy, often determined by the nature of your business and by your own choices. Continue reading