A home loan, or mortgage, is a sum of money loaned to a borrower by the credit union (or bank) to buy a livable property, including a house, apartment, or condo.
Sound Credit Union offers home loans. Learn More »
With our experience and home loan knowledge, let Sound be your trusted guide. When you apply for a Sound Credit Union home loan in West Seattle, you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support.
Get pre-approved in as little as one business day and start shopping.
Homes cost enough already. We won’t pile on.
Purchase your dream home for as little as 3% down.
Lock in your approved loan rate for 30, 45, or 60 days.
Knowledgeable staff is available online, in person, and over the phone through every step.
We’ll help coordinate a closing time and place that works for you.
Best If You
Best If You
Available Terms
Available Terms
Down Payment
Down Payment
Fixed Rate Mortgages
Guaranteed rates through the life of your loan
Best If You
Want a guaranteed rate or are financing a second property
Available Terms
10, 15, 20, or 30 years
Down Payment
As low as 3% with PMI
(20% to avoid PMI)
FHA, VA, and USDA Loans2
Loan options with low or no down payment requirements and lower interest rate
Best If You
Have limited cash, minor credit problems or low to moderate income
Available Terms
15 or 30 years
Down Payment
0% on VA and USDA
As low as 3.5% on FHA
Search for homes, find an agent, and earn cash rewards.
Buying a home or refinancing a non-Sound first mortgage? With low interest rates and a variety of mortgage loan options to choose from, Sound has a program that fits your lifestyle.
LEARN MOREMake mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.
Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.
Address:
Gig Harbor Branch
4524 Point Fosdick Dr NW
Gig Harbor, WA 98335
Hours:
Monday - Friday 9am - 5:30pm
Saturday 9am - 1pm
A home loan, or mortgage, is a sum of money loaned to a borrower by the credit union (or bank) to buy a livable property, including a house, apartment, or condo.
Sound Credit Union offers home loans. Learn More »
In general, to qualify for a home loan, you must have a reliable source of income, a permissible debt-to-income ratio, a fair- to good credit score, and funds for a down payment.
Sound Credit Union offers home loans. Learn More »
Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.
Making payments from a Sound savings or checking account:
If you’re paying from an account at another financial institution:
Payments by Mail
Please include the last four digits of your account number and the loan number on your check.
Sound Credit Union
PO Box 1595
Tacoma WA 98401
Making payments to your Sound mortgage:
Online Banking offers instant access to all of your Sound Credit Union accounts 24/7, whether you’re at home, at work, or on vacation.
Use Online Banking to: