Home Loans at Sound
Buy a home with Sound.
Sound can bring you home with confidence.
Financing for your most valuable asset.
Pre-Approval Process
Sound can complete underwriting ahead of time as an extra step to bolster your preapproval and make your offer more competitive.
No Origination Fee
Homes cost enough already. We won’t pile on.
Doable Down Payments
Purchase your dream home for as little as 3% down.
Flexible Rate Locks
We understand that life happens. If you need a couple extra days, they are on us! We’ll extend your approved, locked in rate for up to 5 days.
Experienced Loan Officers
Knowledgeable staff is available online, in person, and over the phone through every step.
Close on time
Your closing is important to us. Our local staff will take the stress out of the home loan process.
Sound offers a variety of home loan options to suit your financial picture.
Let us help choose the right home loan for you.
Guaranteed rates through the life of your loan
- Best if you want a guaranteed rate or are financing a second property
- Available Terms: 10, 15, 20, or 30 years
- Down payment as low as 3% with PMI (20% to avoid PMI)
Low down payment requirements and lower interest rate
- Low-cost mortgage for eligible veterans, service members and qualifying surviving spouses
- Limited closing costs
- No down payment
- No Private Mortgage Insurance
- Flexible credit requirements
Low down payment requirement and lower interest rate
- Low down payments
- Low closing costs
- Flexible credit requirements
Meet our Mortgage Loan Officers
Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.

Shelly Cox
Serving Burien, Federal Way, Seattle, Southcenter (Tukwila)

Stephanie Pahlow
Serving Alderwood, Edmonds, Everett, Lynnwood, Mukilteo

Jamie Alford
Serving Auburn, Bonney Lake, Graham, Parkland, Puyallup

J. Reid Bullock
Serving Gig Harbor, Lakewood, Key Center, Pacific Ave (South Tacoma), Westgate

Sarah Meikle
Serving Downtown Tacoma and Olympia

Heather Peery
Serving Bellevue, Bothell, Kent, Redmond, Shoreline
Pay your Mortgage Online
Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.

Our Partners at Home Advantage
Search for homes, find an agent, and earn cash rewards.
Want to be money smart? We’ve got your back.

Boost Your Credit Score: 4 Myths Debunked
Your credit score is a reflection of your borrowing and repayment behaviors, and that means you have a lot more control over it than you think. Continue reading

5 Signs You’re on the Path to Becoming Financially Aware
Financial awareness starts with information, and we all make the best decisions we can with the resources we have available to us. Continue reading
Ready to start the conversation about your mortgage?
Disclosures
NMLS# 691150 · Equal Housing Opportunity
All loans require Sound membership and are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. APR is Annual Percentage Rate. Rate and offer subject to change at any time.
1FHA: Premium Mortgage Insurance (PMI) required for life of loan. VA: available to active duty military or qualifying veterans only.