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VA Home Loans

Unlock the Door to Your Dream Home

At Sound Credit Union we understand the sacrifices made by our nation’s veterans and their families. We’re committed to helping our esteemed veterans achieve homeownership through a VA Home Loan.

Key Features & Benefits

No Down Payment

One of the most attractive features of a VA Home Loan is the ability to purchase a home without any down payment, making homeownership more accessible and affordable for those who have served our country.

Competitive Interest Rates

Our VA home loans come with competitive interest rates, ensuring that you get the best possible deal on your mortgage.

No Private Mortgage Insurance (PMI)

Unlike conventional loans, VA home loans don’t require private mortgage insurance, helping you save money every month.

Easier Qualification

VA Home Loans often have more flexible and lenient qualification requirements compared to conventional loans.

Eligibility Criteria

Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits and loan types, including:

  • Purchase Loans and Cash-Out Refinance
  • Interest Rate Reduction Refinance Loan (IRRRL)
  • Native American Direct Loan (NADL) Program
  • Adapted Housing Grants

How Sound Credit Union Can Help

Our experienced team of Mortgage Loan Officers are dedicated to guiding your through the entire loan process, from initial application to final approval.

We provide personalized assistance and expert advice to ensure that your understand all the details and requirements associated with a VA Home Loan.


Take the Next Step

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NMLS# 691150   ·   Equal Housing Opportunity

All loans require Sound membership and are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. APR is Annual Percentage Rate. Rate and offer subject to change at any time.

1FHA: Premium Mortgage Insurance (PMI) required for life of loan. VA: available to active duty military or qualifying veterans only.