Real Estate
Fixed Rate Home Loans at Sound
Long-Term Predictability
At Sound Credit Union, we understand that buying a home is one of the most significant financial decisions you’ll ever make. That’s why we offer a range of flexible and affordable home loan options designed to meet your specific needs.
Key Features & Benefits
Stability & Predictability
With our Fixed Rate Home Loans, you’ll have the peace of mind of knowing that your monthly mortgage payments won’t change, regardless of any fluctuations in the market. This stability allows you to plan your budget more effectively and make long-term financial decisions with confidence.
Protection for Interest Rate Hikes
Worried about rising interest rates? With our Fixed Rate Home Loans, you can rest assured that your interest rate will remain constant, protecting you from sudden increases in the market.
Budgeting Made Easy
Our Fixed Rate Home Loans make budgeting easier and more manageable. With a fixed monthly payment, you can plan your finances more accurately, making it easier to manage your household expenses and save for the future.
Various Term Options
We offer a range of term options to suit your specific needs. Whether you’re looking for a short-term loan or a longer-term option, we have flexible terms available to accommodate your financial goals.
How Sound Credit Union Can Help
Applying for a Fixed Rate Home Loan with Sound Credit Union is simple and straightforward.
Our team of dedicated professionals is here to guide you through every step of the application process, ensuring a smooth and hassle-free experience. Get in touch with us today to learn more about our Fixed Rate Home Loan options and to take the first step toward owning your dream home.
What are Fixed Rate Home Loans
A Fixed Rate Home Loan is a mortgage where the interest rate remains the same throughout the entire term of the loan. This means that your monthly principal and interest payments will remain constant, providing you with the peace of mind that comes from knowing your mortgage payments won’t fluctuate with market changes.
A home loan, or mortgage, is a sum of money loaned to a borrower by the credit union (or bank) to buy a livable property, including a house, apartment, or condo.
Sound Credit Union offers home loans. Learn More »
In general, to qualify for a home loan, you must have a reliable source of income, a permissible debt-to-income ratio, a fair- to good credit score, and funds for a down payment.
Sound Credit Union offers home loans. Learn More »
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Disclosures
NMLS# 691150 · Equal Housing Opportunity
All loans require Sound membership and are subject to credit approval. Verification of income may be required. Must be 18 years of age to qualify for loan. APR is Annual Percentage Rate. Rate and offer subject to change at any time.
1FHA: Premium Mortgage Insurance (PMI) required for life of loan. VA: available to active duty military or qualifying veterans only.