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Apply for RV, Boat, and Motorcycle Loans in Gig Harbor

Big wheels, two wheels, or no wheels…

Sound Credit Union RV, boat, and motorcycle loans in Gig Harbor help add fun to your life! Enjoy a variety of benefits, including fast pre-approvals, competitive rates, a wide range of loan amounts, and more. When you apply for a Sound Credit Union RV, boat, or motorcycle loan in Gig Harbor , you’ll experience the credit union difference with helpful tools, advice, service, and support. Conveniently located, we hope you’ll stop by to experience the difference today!

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Fast Pre-Approvals

Get pre-approved for a loan in minutes.

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Competitive Rates

Get a fair rate for all your recreational vehicles and a 0.25% rate discount with auto pay from a Sound checking account. View current rates.

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Wide Range of Loan Amounts

Whether shopping for a luxury yacht or a pop-up camper, we offer financing across a wide price range.

Protect Your Loan

We can’t predict what will happen, but we can protect ourselves if it does. Sound offers both GAP and Extended Warranty Protection on all of our recreational vehicle loans, meaning if your vehicle breaks down, is totaled, or is stolen you’ll be covered.

See all of our insurance options »

Equity Loans

Use the equity you have in your recreational vehicle to get the cash you need. Sound can finance up to 110% of the value of your collateral, upon credit approval. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.

Research and Shop Vehicles Online

Find your perfect RV, trailer, motorcycle, boat, even jet ski from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.

Visit AutoSMART
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Get the answers you need about RV, Boat & Motorcycle Loans

RV and boat loans typically range from 10-15 years, while motorcycle loans typically last 36-60 months.

Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »

An RV, boat, and motorcycle loan is a loan that allows you to pay the vehicle or boat off in set monthly installments rather than paying the full price upfront.

Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »

Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.

Making payments from a Sound savings or checking account:

  • Use Online, Mobile or Telephone Banking to make a one-time payment transfer.
  • Recurring payments can also be pre-scheduled in Online Banking.
  • Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

If you’re paying from an account at another financial institution:

Payments by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Making payments to your Sound mortgage:

  • Make payments online through the Mortgage Payment Center
  • Send payments along with your monthly tear-off coupon to the address below
    Sound Credit Union
    Attn: Payment Processing
    PO Box 11733
    Newark NJ 07101‐4733

While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-a-Pay.

Loans eligible for Skip-a-Pay  

  • Credit cards
  • Vehicle loans
  • Personal loans

Loans not eligible for Skip-a-Pay

  • Real estate loans
  • Certificate-secured loans
  • Business loans
  • Payday Freedom loans
  • Balloon loans
  • Modified or restructured loans
  • Auto Advantage loans

Yes, we can help you get a loan to acquire an existing business. Loans for business acquisition should be for full, not partial, acquisitions.

Get pre-approved for a recreational vehicle loan.

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Disclosures

APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change. The 0.25% APR discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be the prime or joint owner on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.