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Escape the Ordinary

RV, Boat & Motorcycle Loans at Sound

Your Recreational Financing is Here

Big wheels, two wheels, or no wheels. We’ll help add fun to your life.

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Competitive Rates

Get a fair rate for all your recreational vehicles and a 0.25% rate discount with auto pay from a Sound checking account. View current rates.

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Fast Pre-Approvals

Get pre-approved for a loan in minutes.

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Wide Range of Loan Amounts

Whether shopping for a luxury yacht or a pop-up camper, we offer financing across a wide price range.

Equity Loans

Use the equity you have in your recreational vehicle to get the cash you need. Sound can finance up to 110% of the value of your collateral, upon credit approval. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.

Learn More About Equity Auto Loans
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Protect Your Loan

We can’t predict what will happen, but we can protect ourselves if it does. Sound offers GAP (Guaranteed Auto Protection) on all of our recreational vehicle loans, meaning if your rig breaks down, is totaled, or is stolen you’ll be covered.

Learn more about GAP coverage

Research and Shop Vehicles Online

Find your perfect RV, trailer, motorcycle, boat, even jet ski from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.

View AutoSMART
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Get the answers you’re looking for.

You will first need to request your title from your local Department of Licensing (DOL). We will work directly with the out-of-state DOL to get the title registered with them.

Titles will come from the State of Washington and typically arrive in four to six weeks.

If you want payment coupons, let us know and we can mail you some, but you actually don’t need them. Just add your account number to the memo area of your check and we’ll direct the payment to the correct account.

Ready to feel the thrill of the open air?

Apply for an RV, Boat or Motorcycle loan from Sound today!

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APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change. The 0.25% APR discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be the prime or joint owner on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.