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Personal Line of Credit

Apply for a Personal Loan in Southcenter

Apply for a Personal Loan in Southcenter

Whether it’s for a need or a want, sometimes you need extra money.

Personal loans in Southcenter allow you to quickly get access to cash to consolidate debt, make major purchases, or cover unexpected expenses. When you apply for a Sound Credit Union personal loan in Southcenter, you’ll experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!

Fast Approvals and Funding

It takes minutes to apply and funds can be made available that same day.

No Fees

There are no fees or pre-payment penalties.

Secure Online Document Signing

Can’t make it into a branch? No worries. Securely sign and submit your loan documents electronically.

Compare Personal Loans

  • Rate Type

    Rate Type

  • Terms


  • Borrowing Limits

    Borrowing Limits

Personal Loan

  • Get the money you need at a guaranteed, fixed rate.

  • Rate Type


  • Terms

    Fixed terms from 0-72 months

  • Borrowing Limits

    $500- $25,000

Personal Line of Credit

  • Always have access to extra money when you need it.

  • Rate Type


  • Terms

    Open-ended loan, no fixed terms

  • Borrowing Limits

    Up to $20,000

Share or Certificate Secured Loan

  • Secure your personal loan using funds from a deposit account

  • Rate Type


  • Terms

    Fixed term up to 60 months1

  • Borrowing Limits

    Up to your available account balance

Personal Loan

Minimum period for repayment: 0 Months
Maximum period for repayment: 72 Months
Maximum APR: 16.15%

Young woman outdoors taking a selfie

Open your personal loan in a few simple steps.

1. Apply online or over the phone

Choose the loan that fits your needs and start your application.

2. Sign electronically or in person

Securely sign your documents online or in a branch.

3. Get your funds

We can either deposit funds to your account or send you a check. You decide.

Discounts for Green Purchases

Receive an additional .25% off your rate when financing a qualifying energy-saving home improvement.

See what home improvements qualify »

woman in greenhouse Green-Personal-Loan

Curious if Sound can save you money?

If you have a personal loan at a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!

Personal Loan Comparison Tool >>

woman and man high five at table

Manage Funds with Online and Mobile Banking

Transfer funds from your personal loan to other accounts or make payments to your loan using online banking or our mobile app.

Plan Your Trip

Location & Hours

Southcenter Branch
200 Andover Park E Unit 7
Tukwila, WA 98188


Monday - Friday 9am - 5:30pm
Saturday 9am - 1pm

Get the answers you need about Personal Loans

Most personal loans are not backed by collateral, so lenders decide whether to loan based on a variety of factors, including your credit score, credit history, debt-to-income ratio, and free cash flow.

Sound Credit Union offers personal loans. Learn More »

A personal loan is a loan in which money is borrowed from a bank and then paid back in fixed monthly installments. They can be used for almost anything, including debt consolidation, home improvement projects, medical bills, weddings, and more.

Sound Credit Union offers personal loans. Learn More »

Green personal loans can be used for qualifying energy-efficient home improvements. These include:

  • Heating and cooling systems
  • Windows
  • Water heating systems
  • Appliances
  • Insulation, air and duct sealing
  • Solar and wind energy
  • Skylights and suntubes
  • Xeriscaping – landscapes that need little watering
  • Gas conversions

Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.

Making payments from a Sound savings or checking account:

  • Use Online, Mobile or Telephone Banking to make a one-time payment transfer.
  • Recurring payments can also be pre-scheduled in Online Banking.
  • Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

If you’re paying from an account at another financial institution:

Payments by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Making payments to your Sound mortgage:

  • Make payments online through the Mortgage Payment Center
  • Send payments along with your monthly tear-off coupon to the address below
    Sound Credit Union
    Attn: Payment Processing
    PO Box 11733
    Newark NJ 07101‐4733

While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-A-Pay.

Loans eligible for Skip-a-Pay  

  • Credit cards
  • Vehicle loans
  • Personal loans

Loans not eligible for Skip-a-Pay

  • Real estate loans
  • Certificate-secured loans
  • Business loans
  • Payday Freedom loans
  • Balloon loans
  • Modified or restructured loans
  • Auto Advantage loans

Get approved for a your personal loan today.

Stop by one of our branches

Find a Branch

Start your online application

Apply Online