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Business Loans

Business Platinum Secured Credit Card

Establish or repair creditworthiness for your business.

Credit cards can help build or repair credit profiles when used responsibly and can boost your financial future.

Benefits of a Business Secured Credit Card

Unlimited Authorized Signers

No limit to number of authorized signers on your business credit card.

Purchase Alerts

Enroll at usa.visa.com and get real-time text or email alerts every time your Sound debit or credit card is used. You choose the triggers and how you’ll be notified.

Auto rental collision damage waiver1

Rent a car with peace of mind knowing damage is covered if you paid with your Sound card.

Purchase Security and Extended Warranty Protection

Cover most new items purchased with your card if they’re lost, stolen or damaged within days of purchase.

Get approved for a Business Platinum SECURED credit card today.

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Ways to make your Loan Payment

It’s easy to make one-time payments or set up recurring payments.

Pay from a Sound Account

  • Online – Log into your account and select Move Money > Make or Schedule a Transfer to transfer your one-time payment or set up recurring payments.
  • Use Online, Mobile or Telephone Banking to make a one-time or recurring payment transfer.
  • Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

Pay from another Financial Institution

  • Online – Log into your Sound account and select:
    • Move Money > External Transfers to transfer money from an account you have at another financial institution
    • Payments > Pay from a Non-Sound Account to set up a payment using your debit card or an account at another financial institution.
  • Mobile Deposit (check) – Download the Sound app and use Mobile Deposit to deposit a check into your savings or checking, then transfer the payment to your loan.
  • Pay by ACH or Debit Card – Set up an expedited loan payment to your Sound credit card, vehicle, personal, home equity or Express Mortgage using your debit card or an account at another financial institution. (Fees apply. Maximum payment amount is $1,500)
  • Set up automatic payments (ACH Payment) – Complete the ACH Debit Authorization form, allowing us to deduct your payment automatically each month from your chosen account.

Pay in Person (cash or check)

 

Pay by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

 

Pay a Sound Mortgage

  • Online – Make payments online through the Mortgage Payment Center
  • By Mail (check) – Send payments along with your monthly tear-off coupon to the address below:

Sound Credit Union
Attn: Payment Processing
PO Box 11733
Newark NJ 07101‐4733

We recommend letting us know prior to traveling outside of Washington State. Visa’s fraud prevention systems may block debit and credit card transactions made in other states or outside of your routine purchasing area. To prevent this, use Travel Notes in Online or Mobile Banking to enter the dates and your destinations before you go.

While many Sound loans allow you to defer the usual monthly payment, not all loans are eligible for Skip-a-Pay.

Loans eligible for Skip-a-Pay  

  • Credit cards
  • Vehicle loans
  • Personal loans

Loans not eligible for Skip-a-Pay

  • Real estate loans
  • Certificate-secured loans
  • Business loans
  • Payday Freedom loans
  • Balloon loans
  • Modified or restructured loans
  • Auto Advantage loans

Disclosures

¹Certain terms, conditions, and exclusions apply. Please refer to Your Guide to Benefits for further details.
Though full line of credit may be larger, the maximum credit allowed per card is $20,000.