Ways to make your Loan Payment

It’s easy to make one-time payments or set up recurring payments.

Pay from a Sound Account

• Online – Log into your account and select Move Money > Make or Schedule a Transfer to transfer your one-time payment or set up recurring payments.
• Use Online, Mobile or Telephone Banking to make a one-time or recurring payment transfer.
• Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

Pay from another Financial Institution

• Online – Log into your Sound account and select:
  • Move Money > External Transfers to transfer money from an account you have at another financial institution
  • Payments > Pay from a Non-Sound Account to set up a payment using your debit card or an account at another financial institution.
• Mobile Deposit (check) – Download the Sound app and use Mobile Deposit to deposit a check into your savings or checking, then transfer the payment to your loan.
• Pay by ACH or Debit Card – Set up an expedited loan payment to your Sound credit card, vehicle, personal, home equity or Express Mortgage using your debit card or an account at another financial institution. (Fees apply. Maximum payment amount is $1,500)
• Set up automatic payments (ACH Payment) – Complete the ACH Debit Authorization form, allowing us to deduct your payment automatically each month from your chosen account.

Pay in Person (cash or check)

• Visit a Sound branch to make your payment by cash or check.
• Visit a CO-OP Shared Branching location to make your payment.

Pay by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Pay a Sound Mortgage

• Online – Make payments online through the Mortgage Payment Center
• By Mail (check) – Send payments along with your monthly tear-off coupon to the address below:

Sound Credit Union
Attn: Payment Processing
PO Box 11733
Newark NJ 07101‐4733

Sound charges ZERO balance transfer fees.

This is a key benefit when considering Sound Credit Union. Most credit cards offer promotional balance transfer deals, commonly a 0.00% APR introductory rate, but charge a balance transfer fee, usually ranging from 3% to 5% of the transferred amount. It’s crucial to carefully review the terms and conditions to understand any associated fees. Additionally, consider whether the potential interest savings outweighs the transfer fee.

Download, complete and return the balance transfer form to get started transferring balances from higher-rate cards.

BALANCE TRANSFER FORM PDF

You’ll need the following information handy:

• Your Sound Credit Union account/member number
• Card/Lender names of the balances you’re transferring to Sound, as well as:
  • Account number
  • Customer service phone number
  • Amount to transfer
  • Payment address