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Business Loans

Business Rewards Credit Card

Endless reward options and an array of benefits.

The Sound Business Rewards Credit Card. Earn Rewards with every purchases.

Benefits of a Business Rewards Credit Card

Sound Rewards

Earn points on every purchase you can redeem for travel, merchandise, gift cards—even cash.

Unlimited Authorized Signers

No limit to number of authorized signers on your business credit card.

Purchase Alerts

Enroll at usa.visa.com and get real-time text or email alerts every time your Sound debit or credit card is used. You choose the triggers and how you’ll be notified.

Auto rental collision damage waiver1

Rent a car with peace of mind knowing damage is covered if you paid with your Sound card.

Purchase Security and Extended Warranty Protection

Cover most new items purchased with your card if they’re lost, stolen or damaged within days of purchase.

Travel and Emergency Assistance

Travel and Emergency Assistance Services can help when emergencies escalate while traveling. Replace prescription medication and get support with foreign languages and laws.

Get approved for a Sound Business Credit Card today.

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Get the answers you’re looking for.

Whether you’re looking to make a one-time payment, or set up a recurring payment schedule for your loan or credit card payment, we have options for you.

Making payments from a Sound savings or checking account:

  • Use Online, Mobile or Telephone Banking to make a one-time payment transfer.
  • Recurring payments can also be pre-scheduled in Online Banking.
  • Contact us in the way that’s most convenient for you and we’ll transfer the payment for you.

If you’re paying from an account at another financial institution:

Payments by Mail

Please include the last four digits of your account number and the loan number on your check.

Sound Credit Union
PO Box 1595
Tacoma WA 98401

Making payments to your Sound mortgage:

  • Make payments online through the Mortgage Payment Center
  • Send payments along with your monthly tear-off coupon to the address below
    Sound Credit Union
    Attn: Payment Processing
    PO Box 11733
    Newark NJ 07101‐4733

Sound charges ZERO balance transfer fees.

This is a key benefit when considering Sound Credit Union. Most credit cards offer promotional balance transfer deals, commonly a 0.00% APR introductory rate, but charge a balance transfer fee, usually ranging from 3% to 5% of the transferred amount. It’s crucial to carefully review the terms and conditions to understand any associated fees. Additionally, consider whether the potential interest savings outweighs the transfer fee.

Download, complete and return the balance transfer form to get started transferring balances from higher-rate cards.


You’ll need the following information handy:

  • Your Sound Credit Union account/member number
  • Card/Lender names of the balances you’re transferring to Sound, as well as:
    • Account number
    • Customer service phone number
    • Amount to transfer
    • Payment address


¹Certain terms, conditions, and exclusions apply. Please refer to Your Guide to Benefits for further details.
Though full line of credit may be larger, the maximum credit allowed per card is $20,000.