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Open a Certificate Account

Featured Certificate Accounts

Choose the Certificate Account you’d like to open from the links below.

5 Month Unlimited Add-On Certificate with Thank You Rate Bump

Make additional deposits at any time during the term of the certificate. Plus, have a qualifying account and we’ll add 0.25% to show our appreciation.

18 Month Flex Certificate

Make a one-time withdrawal during your term. Option to make a one-time deposit or bump to a higher rate.

30 Month Flex Certificate

Make a one-time withdrawal during your term. Option to make a one-time deposit or bump to a higher rate.

36 Month Bump Certificate

Get a one-time bump to a higher rate. Add to your balance with one additional deposit.

60 Month Bump Certificate

Get a one-time bump to a higher rate. Add to your balance with one additional deposit.

Certificate Accounts

Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity. Learn More »

3 Month Certificate

6 Month Certificate

12 Month Certificate

24 Month Certificate

36 Month Certificate

48 Month Certificate

60 Month Certificate

What you’ll need.

Have the following items ready and noted before you begin.

  • Drivers License
  • CURRENT MEMBERS: Your Sound member number
  • NEW MEMBERS: Welcome! If you’re opening your first account at Sound, a Prime Savings will also be opened in addition to the other account type you apply for.

All it takes is a few minutes.

Already started? Complete your saved application »

Prefer to open a checking or savings account instead?

Not sure which account is best for you? Compare Certificate Accounts »

Want help opening your account?

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Disclosures

FEDERALLY INSURED BY NCUA.

“Thank You” Rate Bump: To receive the 0.25% APY rate bump, certificate must be opened on the membership with qualifying account or loan. Qualifying accounts include any Sound Checking account with a $500 monthly direct deposit. Qualifying loans include First Mortgage, Commercial Real Estate, SBA, Business Lines of Credit or Term Loans, and must be in good standing. If at any time during the certificate term, qualifying conditions are no longer met, the rate bump may be revoked.