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Open a Certificate Account

Featured Certificate Accounts

Choose the Certificate Account you’d like to open from the links below.

5 Month Unlimited Add-On Certificate with Thank You Rate Bump

Make additional deposits at any time during the term of the certificate. Plus, have a qualifying account and we’ll add 0.25% to show our appreciation.

18 Month Flex Certificate

Make a one-time withdrawal during your term. Option to make a one-time deposit or bump to a higher rate.

30 Month Flex Certificate

Make a unlimited deposits. Option to make a one-time withdrawal and bump to a higher rate.

36 Month Bump Certificate

Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.

60 Month Bump Certificate

Get a one-time bump to a higher rate. Add to your balance with unlimited deposits.

Certificate Accounts

Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity. Learn More »

3 Month Certificate

Add to your balance with unlimited deposits.

6 Month Certificate

Add to your balance with unlimited deposits.

12 Month Certificate

Add to your balance with unlimited deposits.

24 Month Certificate

Add to your balance with unlimited deposits.

36 Month Certificate

Add to your balance with unlimited deposits.

48 Month Certificate

Add to your balance with unlimited deposits.

60 Month Certificate

Add to your balance with unlimited deposits.

What you’ll need.

Have the following items ready and noted before you begin.

  • Drivers License
  • CURRENT MEMBERS: Your Sound member number
  • NEW MEMBERS: Welcome! If you’re opening your first account at Sound, a Prime Savings will also be opened in addition to the other account type you apply for.

All it takes is a few minutes.

Already started? Complete your saved application »

Prefer to open a checking or savings account instead?

Not sure which account is best for you? Compare Certificate Accounts »

Want help opening your account?

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Disclosures

FEDERALLY INSURED BY NCUA.

“Thank You” Rate Bump: To receive the 0.25% APY rate bump, certificate must be opened on the membership with qualifying account or loan. Qualifying accounts include any Sound Checking account with a $500 monthly direct deposit. Qualifying loans include First Mortgage, Commercial Real Estate, SBA, Business Lines of Credit or Term Loans, and must be in good standing. If at any time during the certificate term, qualifying conditions are no longer met, the rate bump may be revoked.