Certificate Accounts requires Sound membership. Early withdrawal penalties apply and may reduce earnings.
- Minimum balance is $2,500.
- Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively.
- Penalty-Free Deposit: One-time additional deposit must be a minimum of $1,000 and cannot make the certificate exceed its maximum balance of $250,000.
- Add-on option: Minimum addition is $1,000; maximum is $75,000.
- Bump option: Upon request, rate will be increased to current Flex Certificate rate.
- Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.