Open a Certificate Account in Washington
Certificate Accounts
Choose the Certificate Account you’d like to open from the links below.
Certificate
Lock in a high rate with a guaranteed return and easy rollovers at maturity. Minimum balance $500.
Bump Certificates
A certificate that comes with a great rate and one-time rate bump option. Minimum balance $2,500.
Flex Certificates
A certificate that comes with a great rate, a one-time rate bump and withdrawal option. Minimum balance $2,500.
Jumbo Certificates
Lock in a high rate with a guaranteed return on balances of $100,000 or more.
Unlimited Additional Deposits
Terms up to 60 Months
Bump, Flex and Jumbo Options
Rate Matching Available
Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.
What you’ll need.
Have the following items ready and noted before you begin.
- Drivers License
- SSN or U.S. Taxpayer ID
- Physical Mailing Address
Welcome New Members! If you’re opening your first account at Sound, a Prime Savings will also be opened (to establish your membership) in addition to the other account type you apply for.
Want help opening your account?
Disclosures
Membership with a savings account at Sound Credit Union is required. Anyone who lives or works in WA can join. Early withdrawal penalties apply and may reduce earnings.
1Bump Certificate: Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposits: Unlimited deposits.
2 Flex Certificate: Minimum balance is $2,500. Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum.
FEDERALLY INSURED BY NCUA