Choose the Checking Account you’d like to open from the links below. All it takes is a few minutes. Already started? Complete your saved application »
Have the following items ready and noted before you begin.
Prefer to open a savings or certificate account instead?
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Best if you want:
Best if you want:
Earns dividends
Earns dividends
Earns cash back
Earns cash back
Monthly Fee
Monthly Fee
Personal Checks
Personal Checks
Free cashier's checks and money orders
Free cashier's checks and money orders
Minimum balance
Minimum balance
$5 Safe Deposit Box Discount
$5 Safe Deposit Box Discount
Sound Debit Account2
Best if you want:
No overdraft fees
Earns dividends
N/A
Earns cash back
N/A
Monthly Fee
$0
with $500+ monthly direct deposit and eStatements, otherwise $3
Personal Checks
N/A
Free cashier's checks and money orders
3/each free per month
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
Free Checking
Best if you want:
No fees, no fuss
Earns dividends
N/A
Earns cash back
N/A
Monthly Fee
$0
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
Interest Checking
Best if you want:
Interest on your balance
Earns dividends
Earns cash back
N/A
Monthly Fee
$0
with $500+ monthly direct deposit and eStatements or age 55+, otherwise $7
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
Cash Back Checking
Best if you want:
Cash back on swipes
Earns dividends
N/A
Earns cash back
1% on debit card transactions, up to $10/month
Monthly Fee
$0
with $500+ monthly direct deposit and eStatements or age 55+, otherwise $7
Personal Checks
Free cashier's checks and money orders
N/A
Minimum balance
$0
$5 Safe Deposit Box Discount
N/A
A checking account is a bank account that you can use for everyday transactions. This includes depositing checks, withdrawing cash using your debit card, and setting up direct deposits from your employer’s payroll, social security and more.
Sound Credit Union offers Checking Accounts. Learn More »
To open a checking account you’ll want to complete a provided application, and make an opening deposit, if required. You’ll need your member number (if you’re already a member) and personal information, including a government-issued photo ID. Checking accounts can be opened online or at any branch location. If opening your account online, have your mobile decide handy and be prepared to access your email account.
Sound Credit Union offers Checking Accounts. Learn More »
Mobile Pay is available on all Sound cards, including debit cards attached to your checking account.
For more information on Mobile Pay, visit our Mobile Banking page.
Bill Pay offers you an easy way to make payments without having to write a check. You can schedule one-time and recurring payments to your payees, track your payment activity, receive eBills, and more. Funds will be automatically deducted from your checking account. Bill Pay is available through Online Banking and our Mobile app.
Basic Courtesy Pay is automatically extended 60 days after account opening to all eligible checking accounts. To get the benefits of Complete Courtesy Pay coverage, you must opt-in. See “How do I add Courtesy Pay to my account?” for details.
