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Kids Savings Account

Start building a foundation of savings.

Demonstrate the importance of saving money and spending wisely.

Help teach your family simple savings routines to create valuable financial habits for a lifetime.

Benefits of a Kids Account

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Competitive Rates

Great rates mean your kid’s account will grow healthy and strong along with them. See current rates

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No Fees + No Minimum Balance

To encourage our young savers to use and explore their accounts, there are no fees or minimum balances.

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Easy Account Access

Easily manage your child’s account, make transfers, set up alerts, and more within your Online or Mobile Banking account.

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Welcome Gift

Our young, first-time savers receive a Sound piggy bank.

Get the answers you’re looking for.

A kids’ savings account is a bank account for a child that helps them learn about managing money and saving for the future. It also allows a child to access their money without needing to carry cash around.

Sound Credit Union offers Minor Savings Accounts. Learn More »

To open a kids savings account you’ll want to complete a provided application, and make an opening deposit, if required. You’ll need your child’s paperwork and personal information, including an approved photo ID. If your child is 18, they can apply without a parent or guardian, using a photo ID and proof of address. Kids accounts can be opened at any branch location.

Sound Credit Union offers Minor Savings Accounts. Learn More »

There is no minimum deposit requirement to open your child’s minor account or to earn dividends.

Once they turn 18 years old, their minor account will be automatically converted to a Savings account. Before this happens, we’ll send a reminder letter so they can make any needed adjustments to their account.

Learn more in our support section

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Open a Kids Savings Account today

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800.562.8130

Disclosures

All kids membership accounts require an adult (18+) joint owner and must be opened in person at a Sound branch location.