Escape the Ordinary
RV, Boat & Motorcycle Loans at Sound
Your Recreational Financing is Here
Big wheels, two wheels, or no wheels. We’ll help add fun to your life.
Competitive Rates
Enjoy low rates and a 0.25% discount when you enroll in autopay with a Sound checking account.
Flexible Financing Options
Choose from a variety of loan terms that fit your budget and financial situation.
Wide Range of Loan Amounts
Whether shopping for a luxury yacht or a pop-up camper, we offer financing across a wide price range.
Check Out Our Current Rates
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Term |
APR Range* |
|---|---|
|
Vehicle must be model year 2015 or newer. Add 2% for prior model years. |
|
|
Term 0 – 84 months |
APR Range* 6.39% – 17.54% |
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Term 85 – 144 months |
APR Range* 6.74% – 17.90% |
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Term 145 – 180 months |
APR Range* 7.74% – 10.29% |
|
Term |
APR Range* |
|---|---|
|
Vehicles must be model year 2015 or newer; add 2% for prior model years. |
|
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Term 0 – 60 months |
APR Range* 6.14% – 17.29% |
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Term 61 – 72 months |
APR Range* 6.99% – 17.90% |
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Term 73 – 84 months |
APR Range* 7.24% – 17.90% |
Toy Loan Rate Sale is On Now!
Get ready for outdoor adventures with money-saving discounts on toy loans, including special offers for refinancing and automatic payments.
Protect Your Loan
We can’t predict what will happen, but we can protect ourselves if it does. Sound offers GAP (Guaranteed Auto Protection) on all of our recreational vehicle loans, meaning if your rig breaks down, is totaled, or is stolen you’ll be covered.
Have you considered Equity Loans?
Use the equity you have in your recreational vehicle to get the cash you need. Sound can finance up to 110% of the value of your collateral, upon credit approval. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.
Get the answers you’re looking for
Read all FAQs
An RV, boat, and motorcycle loan is a loan that allows you to pay the vehicle or boat off in set monthly installments rather than paying the full price upfront.
Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »
RV and boat loans typically range from 10-15 years, while motorcycle loans typically last 36-60 months.
Sound Credit Union partners offers RV, boat & motorcycle loans. Learn More »
Before sending, ensure your vehicle insurance policy includes
- “Sound Credit Union” is listed as LIENHOLDER/LOSS PAYEE, PO Box 691246, San Antonio, TX 78269-1246
- COMPREHENSIVE and COLLISION coverage on vehicle with deductibles not to exceed $1,000
- Collateral must match collateral on loan document
- Policy number, policy period and company name
You will first need to request your title from your local Department of Licensing (DOL). We will work directly with the out-of-state DOL to get the title registered with them.
Titles will come from the State of Washington and typically arrive in four to six weeks.
If you want payment coupons, let us know and we can mail you some, but you actually don’t need them. Just add your account number to the memo area of your check and we’ll direct the payment to the correct account.
Ready to feel the thrill of the open air?
Apply for an RV, Boat or Motorcycle loan from Sound today!
Disclosures
APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment, and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to change. The 0.25% APR discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be the prime or joint owner on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.