Certificate Rates
Certificates
|
Certificate Accounts |
Dividend Rate |
APY* |
Minimum Balance |
|---|---|---|---|
|
Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with your local branch, or call if we can answer any questions. *APY = Annual Percentage Yield 10-Month Certificate (Promo): Offers valid for existing or new Sound members. Membership with a savings account at Sound Credit Union is required to participate in the offer. Anyone who lives or works in WA can join. Promotional rates and terms advertised are available for a limited time and subject to change without notice. Early withdrawal penalties apply and may reduce earnings. Certificate: Minimum balance is $500. At maturity, certificate will roll into a new 12-month certificate. Unlimited add-on deposit feature not available. Unlimited Deposits: Make additional deposits at any time during the term of the certificate. Bump Certificate: Minimum balance is $2,500. Rate Bump: One time upon request, we will increase your rate to the current Bump Certificate rate at the same term. The new dividend will not be applied retroactively. Penalty-Free Deposits: Unlimited deposits. Flex Certificate: Minimum balance is $2,500. Add-on option: Unlimited deposits. Bump option: Upon request, rate will be increased to current Flex Certificate rate. Withdrawal option: Withdrawal amount cannot reduce the balance to less than the $2,500 minimum. Note: All savings accounts which have dividends compounded and credited are paid monthly. This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA. |
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Certificate Accounts 3 Month |
Dividend Rate 2.47% |
APY* 2.50% |
Minimum Balance $500 |
|
Certificate Accounts 6 Month |
Dividend Rate 3.35% |
APY* 3.40% |
Minimum Balance $500 |
|
Certificate Accounts 10 Month (Promo) |
Dividend Rate 3.74% |
APY* 3.80% |
Minimum Balance $500 |
|
Certificate Accounts 12 Month |
Dividend Rate 3.45% |
APY* 3.50% |
Minimum Balance $500 |
|
Certificate Accounts 18 Month (Flex) |
Dividend Rate 2.95% |
APY* 2.99% |
Minimum Balance $2,500 |
|
Certificate Accounts 24 Month |
Dividend Rate 2.72% |
APY* 2.75% |
Minimum Balance $500 |
|
Certificate Accounts 30 Month (Flex) |
Dividend Rate 2.47% |
APY* 2.50% |
Minimum Balance $2,500 |
|
Certificate Accounts 36 Month |
Dividend Rate 2.62% |
APY* 2.65% |
Minimum Balance $500 |
|
Certificate Accounts 36 Month (Bump) |
Dividend Rate 2.62% |
APY* 2.65% |
Minimum Balance $2,500 |
|
Certificate Accounts 48 Month |
Dividend Rate 2.47% |
APY* 2.50% |
Minimum Balance $500 |
|
Certificate Accounts 60 Month |
Dividend Rate 2.47% |
APY* 2.50% |
Minimum Balance $500 |
|
Certificate Accounts 60 Month (Bump) |
Dividend Rate 2.47% |
APY* 2.50% |
Minimum Balance $2,500 |
Jumbo Certificates
|
Jumbo Certificates |
Dividend Rate |
APY* |
Minimum Balance |
|---|---|---|---|
|
Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with your local branch, or call if we can answer any questions. *APY = Annual Percentage Yield Unlimited Deposits: Make additional deposits at any time during the term of the certificate. Note: All savings accounts which have dividends compounded and credited are paid monthly. This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA. |
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Jumbo Certificates 6 Month |
Dividend Rate 3.59% |
APY* 3.65% |
Minimum Balance $100,000 |
|
Jumbo Certificates 12 Month |
Dividend Rate 3.69% |
APY* 3.75% |
Minimum Balance $100,000 |
|
Jumbo Certificates 18 Month |
Dividend Rate 3.20% |
APY* 3.25% |
Minimum Balance $100,000 |
|
Jumbo Certificates 24 Month |
Dividend Rate 2.97% |
APY* 3.01% |
Minimum Balance $100,000 |
|
Jumbo Certificates 36 Month |
Dividend Rate 2.87% |
APY* 2.91% |
Minimum Balance $100,000 |
|
Jumbo Certificates 60 Month |
Dividend Rate 2.72% |
APY* 2.75% |
Minimum Balance $100,000 |
IRA Certificates
|
IRA Certificates |
Dividend Rate |
APY* |
Minimum Balance |
|---|---|---|---|
|
Rates and fees are subject to change. Early withdrawal penalties apply and may reduce earnings. Please check with your local branch, or call if we can answer any questions. *APY = Annual Percentage Yield Note: All savings accounts which have dividends compounded and credited are paid monthly. This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA. |
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IRA Certificates 12 Month |
Dividend Rate 3.44% |
APY* 3.50% |
Minimum Balance $1,000 |
|
IRA Certificates 18 Month |
Dividend Rate 2.95% |
APY* 2.99% |
Minimum Balance $1,000 |
|
IRA Certificates 24 Month |
Dividend Rate 2.72% |
APY* 2.75% |
Minimum Balance $1,000 |
|
IRA Certificates 36 Month |
Dividend Rate 2.62% |
APY* 2.65% |
Minimum Balance $1,000 |
|
IRA Certificates 60 Month |
Dividend Rate 2.23% |
APY* 2.25% |
Minimum Balance $1,000 |