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Certificate Rates

Certificates

Certificate Accounts

Dividend Rate

APY*

Minimum Balance

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*APY = Annual Percentage Yield

Note: All savings accounts which have dividends compounded and credited are paid monthly.

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.

 

Certificate Accounts

3 months

Dividend Rate

2.96%

APY*

3.00%

Minimum Balance

$500

Certificate Accounts

5 months  |  Add-On Special
   *Thank You Bump

Dividend Rate

4.89%
5.13%

APY*

5.00%
5.25%

Minimum Balance

$500

Certificate Accounts

6 months

Dividend Rate

4.65%

APY*

4.75%

Minimum Balance

$500

Certificate Accounts

12 months

Dividend Rate

4.41%

APY*

4.50%

Minimum Balance

$500

Certificate Accounts

18 months (Flex)

Dividend Rate

2.95%

APY*

2.99%

Minimum Balance

$2,500

Certificate Accounts

24 months

Dividend Rate

2.72%

APY*

2.75%

Minimum Balance

$500

Certificate Accounts

30 months (Flex)

Dividend Rate

1.74%

APY*

1.75%

Minimum Balance

$2,500

Certificate Accounts

36 months

Dividend Rate

2.62%

APY*

2.65%

Minimum Balance

$500

Certificate Accounts

36 months (Bump)

Dividend Rate

2.62%

APY*

2.65%

Minimum Balance

$2,500

Certificate Accounts

48 months

Dividend Rate

2.47%

APY*

2.50%

Minimum Balance

$500

Certificate Accounts

60 months 

Dividend Rate

2.23%

APY*

2.25%

Minimum Balance

$500

Certificate Accounts

60 months (Bump)

Dividend Rate

2.23%

APY*

2.25%

Minimum Balance

$2,500

 

Jumbo Certificates

Jumbo Certificates

Dividend Rate

APY*

Minimum Balance

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*APY = Annual Percentage Yield

Note: All savings accounts which have dividends compounded and credited are paid monthly.

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.

Jumbo Certificates

6 months

Dividend Rate

4.90%

APY*

5.01%

Minimum Balance

$100,000

Jumbo Certificates

12 months

Dividend Rate

4.66%

APY*

4.76%

Minimum Balance

$100,000

Jumbo Certificates

18 months

Dividend Rate

3.20%

APY*

3.25%

Minimum Balance

$100,000

Jumbo Certificates

24 months

Dividend Rate

2.97%

APY*

3.01%

Minimum Balance

$100,000

Jumbo Certificates

36 months

Dividend Rate

2.87%

APY*

2.91%

Minimum Balance

$100,000

Jumbo Certificates

60 months

Dividend Rate

2.48%

APY*

2.51%

Minimum Balance

$100,000

 

IRA Certificates

IRA Certificates

Dividend Rate

APY*

Minimum Balance

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*APY = Annual Percentage Yield

Note: All savings accounts which have dividends compounded and credited are paid monthly.

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Fees may reduce earnings. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement. Federally insured by NCUA.

IRA Certificates

12 months

Dividend Rate

4.41%

APY*

4.50%

Minimum Balance

$1,000

IRA Certificates

18 months

Dividend Rate

2.95%

APY*

2.99%

Minimum Balance

$1,000

IRA Certificates

24 months

Dividend Rate

2.72%

APY*

2.75%

Minimum Balance

$1,000

IRA Certificates

36 months

Dividend Rate

2.62%

APY*

2.65%

Minimum Balance

$1,000

IRA Certificates

60 months

Dividend Rate

2.23%

APY*

2.25%

Minimum Balance

$1,000