Auto Loans
Refi your auto loan. Get 2% cash back.
New, used, fueled or electric. Great rates for pretty much every car, but the flying kind.
Fast Pre-Approvals
Get pre-approved for an auto loan in minutes.
Competitive Rates
Get a fair rate on your vehicle.
View current rates
Green Vehicle Discounts
Receive an additional .25% off your rate when financing a qualifying hybrid vehicle.
Protect Your Auto Loan
Unexpected things happen. When they do, it’s nice to know you’re protected. Sound offers both GAP and Major Mechanical Breakdown on all our auto loans. So, if your vehicle is totaled, stolen or breaks down, you’ll be covered.
See all our insurance options »
Skip a Loan Payment
Pause your loan payment without affecting your credit score. Skip-a-Pay allows you to defer up to two loan payments per year.
Learn about Skip-a-Pay »
Equity Auto Loans
Use the equity you have in your automobile to get the cash you need. Sound can finance up to 145% of the value of your vehicle, if credit qualifies. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.
“Sound Credit Union refinanced my car loan when I had doubts anyone else would… I am a life time customer. Thank you Sound Credit Union!”
Let us help you find your next vehicle.
Shop online through approved dealers
Find your perfect car, SUV, RV, boat or personal watercraft from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.
Shop Vehicles Online »Buy through Enterprise
We’ve partnered with Enterprise Car Sales to offer you great values on used vehicles. Search more than 5,000 cars, trucks, vans, and SUVs locally or online for an even larger selection.
Visit Enterprise »Curious if Sound can save you money?
If you have an auto loan with a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!
Auto Advantage
Our auto loan alternative, the Auto Advantage program offers 30-40% lower payments and all the flexibility of leasing a car.
