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Auto Loans

Refi your auto loan. Get 2% cash back.

New, used, fueled or electric. Great rates for pretty much every car, but the flying kind.

Fast Pre-Approvals

Get pre-approved for an auto loan in minutes.

Competitive Rates

Get a fair rate on your vehicle.
View current rates

Green Vehicle Discounts

Receive an additional .25% off your rate when financing a qualifying hybrid vehicle.

Refi your auto loan. Get 2% Cash Back

Protect Your Auto Loan

Unexpected things happen. When they do, it’s nice to know you’re protected. Sound offers both GAP and Major Mechanical Breakdown on all our auto loans. So, if your vehicle is totaled, stolen or breaks down, you’ll be covered.
See all our insurance options »

Skip a Loan Payment

Pause your loan payment without affecting your credit score. Skip-A-Pay allows you to defer up to two loan payments per year.
Learn more »

Equity Auto Loans

Use the equity you have in your automobile to get the cash you need. Sound can finance up to 140% of the value of your vehicle, if credit qualifies. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.

“Sound Credit Union refinanced my car loan when I had doubts anyone else would… I am a life time customer. Thank you Sound Credit Union!”

Lisa E, Tacoma

Let us help you find your next vehicle.

Shop online through approved dealers

Find your perfect car, SUV, RV, boat or personal watercraft from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.

Shop AutoSMART »

Buy through Enterprise

We’ve partnered with Enterprise Car Sales to offer you great values on used vehicles. Search more than 5,000 cars, trucks, vans, and SUVs locally or online for an even larger selection.

Visit Enterprise »

Get Moving on Your Auto Loan

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