Dog in front seat of car ready for an adventure

Auto Loans Washington

Adventure awaits.

Auto Loans Washington

Adventure awaits.

New, used, fueled or electric. Great rates for pretty much every car, but the flying kind.

Fast Pre-Approvals

Get pre-approved for an auto loan in minutes.

Competitive Rates

Get a fair rate on your vehicle and a 0.25% rate discount with auto pay from a Sound checking account.
View current rates

Green Vehicle Discounts

Receive an additional 0.25% off your rate when financing a qualifying hybrid vehicle and an additional 0.25% rate discount with auto pay from a Sound checking account. View current rates

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Refi your auto loan. Get 2% cash back!

You’ll get a great rate, and 2% of the loan amount back in cash!

Learn More

Equity Auto Loans

Use the equity you have in your automobile to get the cash you need. Sound can finance up to 150% of the value of your vehicle, if credit qualifies. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate.

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Let us help you find your next vehicle.

Shop online through approved dealers

Find your perfect car, SUV, RV, boat or personal watercraft from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot.

Shop Vehicles Online »

Buy through Enterprise

We’ve partnered with Enterprise Car Sales to offer you great values on used vehicles. Search more than 5,000 cars, trucks, vans, and SUVs locally or online for an even larger selection.

Visit Enterprise »

“Sound Credit Union refinanced my car loan when I had doubts anyone else would… I am a life time customer. Thank you Sound Credit Union!”

Lisa E, Tacoma

Curious if Sound can save you money?

If you have an auto loan with a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do!

Auto Loan Comparison Tool »

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Auto Advantage

Our auto loan alternative, the Auto Advantage program offers 30-40% lower payments and all the flexibility of leasing a car.

Learn more about Auto Advantage »

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Protect Your Auto Loan

Unexpected things happen. When they do, it’s nice to know you’re protected. Sound offers both GAP and Major Mechanical Breakdown on all our auto loans. So, if your vehicle is totaled, stolen or breaks down, you’ll be covered.

Get Moving on Your Auto Loan