Free Checking Account in Puyallup
Want feel good free checking in Puyallup ?
Discover the simplicity and convenience of managing your finances with a Sound checking account. Whether you’re looking to open a checking account for the first time or searching for a free online checking account, Sound Credit Union in Puyallup has you covered. Say goodbye to the hassle of hefty deposits, as we offer a bank account online with no deposit option, making it easier than ever to get started on your financial journey.
At Sound Credit Union, we understand that you value accessibility and flexibility when it comes to your money. Our free checking account not only provides you with the peace of mind of no monthly fees but also grants you the freedom to access your funds whenever and wherever you need them. With our user-friendly online and mobile banking platforms, your account is at your fingertips 24/7, allowing you to manage your finances effortlessly.
Online & Mobile Banking
Online and Mobile Banking, Bill Pay, Mobile Deposit, and Mobile Pay for Apple and Android devices.
Early Pay
Early Pay delivers your direct deposit up to two days before your “official” pay date. It’s free for all Sound members!
Debit Card with Mobile Pay
If you have your phone, you have your debit card. Sound Mobile Pay works at millions of locations
High-Tech Protection
Free EMV chip debit card, real-time text alerts, and card lock/unlock features in our Sound Mobile app.
Overdraft Refund1
Everyone makes mistakes. That’s why we offer one overdraft refund every year.
Nationwide ATM Access
Get surcharge-free access to over 30,000 ATMs nationwide. That’s more than any bank.
Compare Checking Accounts
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Best if you want:
Best if you want:
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Earn dividends
Earn dividends
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Earns cash back
Earns cash back
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Monthly fee
Monthly fee
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Personal checks
Personal checks
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Free cashier’s checks and money orders
Free cashier’s checks and money orders
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Minimum balance
Minimum balance
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$5 Safe Deposit Box Discount
$5 Safe Deposit Box Discount
Sound Debit Account<sup>2</sup>
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Best if you want:
Simple account
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Earn dividends
N/A
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Earns cash back
N/A
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Monthly fee
$0
with $500 monthly direct deposit and eStatements, otherwise $3
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Personal checks
N/A
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Free cashier’s checks and money orders
3/each free per month
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Minimum balance
$0
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$5 Safe Deposit Box Discount
N/A
Free Checking
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Best if you want:
No fees, no fuss
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Earn dividends
N/A
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Earns cash back
N/A
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Monthly fee
$0
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Personal checks
-
Free cashier’s checks and money orders
N/A
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Minimum balance
$0
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$5 Safe Deposit Box Discount
N/A
Interest Checking
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Best if you want:
Interest on your balance
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Earn dividends
-
Earns cash back
N/A
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Monthly fee
$0
with $500 monthly direct deposit and eStatements or age 55, otherwise $7
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Personal checks
-
Free cashier’s checks and money orders
N/A
-
Minimum balance
$0
-
$5 Safe Deposit Box Discount
Cash Back Checking
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Best if you want:
Cash back on swipes
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Earn dividends
N/A
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Earns cash back
1% on debit card transactions, up to $10/month
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Monthly fee
$0
with $500 monthly direct deposit and eStatements or age 55, otherwise $7
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Personal checks
-
Free cashier’s checks and money orders
N/A
-
Minimum balance
$0
-
$5 Safe Deposit Box Discount
N/A
Online and Mobile Banking. Anytime, anywhere.
Too busy to stop in? That’s cool. With online and mobile banking you can transfer money, make payments, deposit checks, and more from anywhere.
Overdraft Protection
Keys. Cell phone. Account balance. It’s easy to forget stuff. But with overdraft protection, you can be sure that your payment will still go through. Sound offers four overdraft options:
- Savings transfer
- Line of credit transfer
- Credit card transfer
- Courtesy Pay
Early Pay
Want to get paid up to a day early? Send your direct deposits to your Sound account and automatically receive them up to two days before payday.
Back to top Get the Answers You Need About Checking Accounts
A checking account is a bank account that you can use for everyday transactions. This includes depositing checks, withdrawing cash using your debit card, and setting up direct deposits from your employer’s payroll, social security and more.
Sound Credit Union offers Checking Accounts. Learn More »
To open a checking account you’ll want to complete a provided application, and make an opening deposit, if required. You’ll need your member number (if you’re already a member) and personal information, including a government-issued photo ID. Checking accounts can be opened online or at any branch location. If opening your account online, have your mobile device handy and be prepared to access your email account.
Sound Credit Union offers Checking Accounts. Learn More »
Mobile Pay is available on all Sound cards, including debit cards attached to your checking account.
For more information on Mobile Pay, visit our Mobile Banking page.
Bill Pay offers you an easy way to make payments without having to write a check. You can schedule one-time and recurring payments to your payees, track your payment activity, receive eBills, and more. Funds will be automatically deducted from your checking account. Bill Pay is available through Online Banking and our Mobile app.
Basic Courtesy Pay is automatically extended 60 days after account opening to all eligible checking accounts. To get the benefits of Complete Courtesy Pay coverage, you must opt-in. See “How do I add Courtesy Pay to my account?” for details.
Ready to Open Your Sound Checking Account?
Disclosures
All Checking Accounts require Sound membership. Must meet qualifying criteria to open checking account. Offers may change at any time.
1. Overdraft Refund: On request, every checking account can reverse one overdraft fee per calendar year.
2. Sound Debit Account: No personal check writing, courtesy pay, ATM deposits, or wire transfers.