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Business Checking

Manage daily business expenses.

Get easy access to the money that keeps your business moving.

Convenient Online and Mobile Banking Features

Manage accounts, pay bills, view business account balances and more, anywhere, anytime.

Check Deposits and Withdrawal Perks

Depending on the account you choose, get 100 or 200 free check deposits and withdrawals each month.

Unlimited Free Debit Cards

Outfit your entire crew with a debit cards for free. Plus, earn Sound Rewards on each purchase.

Mobile Check Deposit

Use your smartphone to deposit checks from anywhere. No need to visit a branch.

High-Tech Protection

Free EMV chip debit card, email and text alerts, and card lock/unlock features in our Sound Mobile app.

Nationwide ATM Access

Get surcharge-free access to over 30,000 ATMs nationwide. That’s more than any bank.

Compare Checking Accounts

  • Minimum balance

    Minimum balance

  • Opening deposit requirement

    Opening deposit requirement

  • Monthly fee

    Monthly fee

  • Check deposits & withdrawals

    Check deposits & withdrawals

  • Earns Rewards

    Earns Rewards

  • Earns dividends

    Earns dividends

  • Free notary service

    Free notary service

Free Checking

  • Account essentials without fees.

  • Minimum balance

    $0

  • Opening deposit requirement

    $0

  • Monthly fee

    $0

  • Check deposits & withdrawals

    100 free per month
    ($0.20/item after 100)

  • Earns Rewards

  • Earns dividends

  • Free notary service

High-Yield Checking

  • Earn interest and get exclusive benefits.

  • Minimum balance

    $10,000
    to avoid monthly fee

  • Opening deposit requirement

    $0

  • Monthly fee

    $0
    if balance remains above $10,000, otherwise $10

  • Check deposits & withdrawals

    200 free per month
    ($0.15/item after 200)

  • Earns Rewards

  • Earns dividends

  • Free notary service

Ready to open a Business Checking account?
Open an Account

IOLTA Checking

Interest on Lawyers Trust Accounts

When a client sends you funds, as a lawyer, you’re required to keep those funds in a separate trust account. With an IOLTA checking account, earned dividends are automatically sent to the Legal Foundation of Washington to help cover legal costs for those in need.

Open your IOLTA Checking

Call us »
Visit your local branch »

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Tools to Help Make and Accept Payments

Check our easy-to-use options for accepting and processing payments.

  • Merchant Services
  • Payroll Solutions
  • Remote Deposit Capture
  • Business Tax Payments

See all of our Business Service options »

Online and Mobile Banking. Anytime, anywhere.

Too busy to stop in? That’s cool. With online and mobile banking you can transfer money, make payments, deposit checks, and more from anywhere.
Check out our online banking features »
Learn about our mobile app »


Direct Connect for Quicken®

Download your account information directly into Quicken using your online banking credentials. With Direct Connect, view real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.
Direct Connect Support »

Business Lines of Credit

Give your business the flexibility of extra working capital when you need it. A Business Line of Credit lets you borrow what you need while giving you flexible repayment terms.
Read more about our Business Lines of Credit »

Ready to open your Sound Business Checking account?

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