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Business Checking

Manage daily business expenses.

Get easy access to the money that keeps your business moving.

Convenient Online and Mobile Banking Features

Manage accounts, pay bills, view business account balances and more, anywhere, anytime.

Check Deposit and Withdrawal Perks

Depending on the account you choose, get 100 or 200 free check deposits and withdrawals each month.

Unlimited Free Debit Cards

Outfit your entire crew with a debit card for free. Plus, earn Sound Rewards on each purchase.

Mobile Check Deposit

Use your smartphone to deposit checks from anywhere. No need to visit a branch.

High-Tech Protection

Free EMV chip debit card, email and text alerts, and card lock/unlock features in our Sound Mobile app.

Nationwide ATM Access

Get surcharge-free access to over 30,000 ATMs nationwide. That’s more than any bank.

Compare Checking Accounts

  • Minimum balance

    Minimum balance

  • Monthly fee

    Monthly fee

  • Check deposits & withdrawals

    Check deposits & withdrawals

  • Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

    Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

  • Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

    Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

  • Earns dividends

    Earns dividends

  • Earns Rewards

    Earns Rewards

  • Free notary service

    Free notary service

Business Free Checking

  • Account essentials without fees or minimums.

  • Minimum balance

    $0

  • Monthly fee

    $0

  • Check deposits & withdrawals

    100 free per month
    ($0.20/item after 100)

  • Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

  • Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

    Available*

  • Earns dividends

  • Earns Rewards

  • Free notary service

Business Checking

  • Maximum convenience, low fees and minimums.

  • Minimum balance

    $5,000to avoid monthly fee or have Cash Management

  • Monthly fee

    $0with Cash Management or if balance remains above $5,000, otherwise $10

  • Check deposits & withdrawals

    300 free per month($0.20 per item after 300)

  • Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

  • Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

    Available*

  • Earns dividends

  • Earns Rewards

  • Free notary service

Business Interest Checking

  • Earn interest and get exclusive benefits.

  • Minimum balance

    $10,000
    to avoid monthly fee

  • Monthly fee

    $0
    if balance remains above $10,000, otherwise $10

  • Check deposits & withdrawals

    200 free per month
    ($0.15/item after 200)

  • Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

  • Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

    Available*

  • Earns dividends

  • Earns Rewards

  • Free notary service

Analysis Checking

  • Put larger balances to work.

  • Minimum balance

    Analyzed*

  • Monthly fee

    Analyzed*

  • Check deposits & withdrawals

    Analyzed*

  • Business BankingUser entitlements, bill pay, sweeps, statements, reminders, alerts, reorder checks

  • Cash ManagementIncludes Business Banking plus: ACH origination* and submitting wires*

    Analyzed*

  • Earns dividends

    Earnings Creditused to offset account fees

  • Earns Rewards

  • Free notary service

Ready to open a Business Checking account?
Get Started

IOLTA Checking

Interest on Lawyers Trust Accounts

When a client sends you funds, as a lawyer, you’re required to keep those funds in a separate trust account. With an IOLTA checking account, earned dividends are automatically sent to the Legal Foundation of Washington to help cover legal costs for those in need.

Open your IOLTA Checking

Call us »
Visit your local branch »

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Tools to Help Make and Accept Payments

Check our easy-to-use options for accepting and processing payments.

  • Merchant Services
  • Payroll Solutions
  • Remote Deposit Capture
  • Business Tax Payments

See all of our Business Service options »

Business Banking. Anytime, anywhere.

Too busy to stop in? That’s cool. With Business Banking you can transfer money, make payments, deposit checks, and more from anywhere.
Check out our Business Banking features »
Learn about our mobile app »


Direct Connect for Quicken®

Download your account information directly into Quicken using your online banking credentials. With Direct Connect, view real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.
Direct Connect Support »

Business Lines of Credit

Give your business the flexibility of extra working capital when you need it. A Business Line of Credit lets you borrow what you need while giving you flexible repayment terms.
Read more about our Business Lines of Credit »

Ready to open your Sound Business Checking account?

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