High-Yield Money Market Accounts

Accelerate your savings with a High-Yield Money Market account. Ideal for those who maintain a high balance, our tiered accounts offer a higher rate of return than traditional savings accounts and still allow you access to your funds 24 hours a day.

• Earn a high-yield dividend rate
• No monthly fee

Certificates

Lock in a high rate and guaranteed return. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.

Basic Certificate

• Minimum deposit of $500
• Terms range from 3 to 60 months

Bump Certificate¹

• Get a one-time bump to a higher rate
• Add to your balance with one additional deposit

Flex Certificate²

• Make a one-time withdrawal during your term
• Option to make a one-time deposit or bump to a higher rate

Jumbo Certificate

• Earn even higher dividend on balances of $100,000 or more
• Terms range from 6 to 60 months

Education Savings Accounts

A Coverdell Education Savings Account (ESA) is a tax-favored account that helps pay for qualifying college and K-12 education expenses. Earnings on contributions may be tax-free and qualifying withdrawals are tax- and penalty-free.* You can even easily change beneficiaries should education priorities change.

ESA Requirements

• The beneficiary must be under age 18, unless they are special needs
• All funds must be used by age 30
• Responsible individual on the account must be a parent or legal guardian of the beneficiary
• Annual contribution maximum is $2,000