Home Loans
Mortgages or Refis. We have the right loan for you.
Home Loans
Mortgages or Refis. We have the right loan for you.
Meet our Mortgage Loan Officers
Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.
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Shelly Cox Mortgage Loan Officer, NMLS #803957 ServingBellevue, Burien, First Hill, Downtown Seattle and West Seattle
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Stephanie Pahlow Mortgage Loan Officer, NMLS #643787 ServingEdmonds, Everett, Lynnwood West, Mukilteo
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Jamie Alford Mortgage Loan Officer, NMLS #740600 ServingAuburn, Bonney Lake, Kent
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Chris Brooks Mortgage Loan Officer, NMLS #1057741 ServingDowntown Tacoma, Pacific Ave (Tacoma), Federal Way, Southcenter
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J Reid Bullock Mortgage Loan Officer, NMLS #260393 ServingGig Harbor, Key Center, Westgate
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Sarah Meikle Mortgage Loan Officer, NMLS #850068 ServingBothell, Lakewood, Lynnwood, Olympia, Parkland, Puyallup, Tumwater, Shoreline
Get a great rate on your most valuable asset.
No Application Fees
Homes cost enough already. We won’t pile on.
Doable Down Payments
Purchase your dream home for as little as 3% down.
Quick Pre-Approvals
Get pre-approved in as little as one business day and start shopping.
Experienced Loan Officers
Knowledgeable staff is available online, in person, and over the phone through every step.
Fast Processing
Closing in as little as 30 days.
Rate Lock
Lock in your approved loan rate for 30, 45, or 60 days.
Choose the right home loan for you:
Best If You
Best If You
Available Terms
Available Terms
Down Payment
Down Payment
Fixed Rate Mortgages
Guaranteed rates through the life of your loan
Best If You
Want a guaranteed rate or are financing a second property
Available Terms
10, 15, 20, or 30 years
Down Payment
As low as 3% with PMI
(20% to avoid PMI)
Adjustable Rate Mortgages (ARM)
A lower initial interest rate that may vary after a fixed period
Best If You
Expect to own your home for a short period of time and want to take advantage of lower rates and payments
Available Terms
15 or 30 years with initial fixed rate periods of 3, 5, 7, or 10 years
Down Payment
As low as 3% with PMI
(20% to avoid PMI)
Express Mortgages1
Refinance your existing home with no closing costs and get on the road to a mortgage-free life
Best If You
Have good equity in your home and really hate paying a mortgage every month
Available Terms
5, 7, 10, 12, or 15 years
Down Payment
As low as 25%
FHA, VA, and USDA Loans2
Loan options with low or no down payment requirements and lower interest rate
Best If You
Have limited cash, minor credit problems or low to moderate income
Available Terms
15 or 30 years
Down Payment
0% on VA and USDA
As low as 3.5% on FHA
Jumbo Mortgage
Financing a higher priced home? Jumbo Mortgages make it possible for buyers to finance homes above the regulated loan limit.
- Higher Purchase Limit: Finance up to $2,500,000
- Fixed or Adjustable Rate Loans: You choose the loan program, each with a competitive rate
- Affordable Down Payment: Purchase your home with as little as 10% down (20% to avoid PMI)
Get help finding, buying or selling your next home.
Search Homes Online
Search for homes, find an agent, and earn cash rebates.
Pay your Mortgage Online
Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.
