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Home Loans WA

Mortgages or Refis. We have the right loan for you.

Home Loans WA

Mortgages or Refis. We have the right loan for you.

Sound can bring you home with confidence.

Home Loans Support Q&A

Meet our Mortgage Loan Officers

Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.

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No Origination Fee
First Mortgages

Buying a home or refinancing a non-Sound first mortgage? With low interest rates and a variety of mortgage loan options to choose from, Sound has a program that fits your lifestyle.


Get a great rate on your most valuable asset.

Quick Pre-Approvals

Get pre-approved in as little as one business day and start shopping.

No Application Fees

Homes cost enough already. We won’t pile on.

Doable Down Payments

Purchase your dream home for as little as 3% down.

Rate Lock

Lock in your approved loan rate for 30, 45, or 60 days.

Experienced Loan Officers

Knowledgeable staff is available online, in person, and over the phone through every step.

Flexible Closing

We’ll help coordinate a closing time and place that works for you.

Choose the right home loan for you:

  • Best If You

    Best If You

  • Available Terms

    Available Terms

  • Down Payment

    Down Payment

Fixed Rate Mortgages

  • Guaranteed rates through the life of your loan

  • Best If You

    Want a guaranteed rate or are financing a second property

  • Available Terms

    10, 15, 20, or 30 years

  • Down Payment

    As low as 3% with PMI
    (20% to avoid PMI)

FHA, VA, and USDA Loans1

  • Loan options with low or no down payment requirements and lower interest rate

  • Best If You

    Have limited cash, minor credit problems or low to moderate income

  • Available Terms

    15 or 30 years

  • Down Payment

    0% on VA and USDA
    As low as 3.5% on FHA

Get help finding, buying or selling your next home.

Search homes online

Search Homes Online

Search for homes, find an agent, and earn cash rewards.

Pay your Mortgage Online

Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.

Mortgage Payment Center

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Ready to start the conversation about your mortgage?

Stop by a local branch

Find a Branch

Start your application online

Apply Online