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Home Loans

Mortgages or Refis. We have the right loan for you.

Get a great rate on your most valuable asset.

No Application Fees

Homes cost enough already. We won’t pile on.

Doable Down Payments

Purchase your dream home for as little as 3% down.

Quick Pre-Approvals

Get pre-approved in as little as one business day and start shopping.

Experienced Loan Officers

Knowledgeable staff is available online, in person, and over the phone through every step.

Fast Processing

Closing in as little as 30 days.

Rate Lock

Lock in your approved loan rate for 30, 45, or 60 days.

Choose the right home loan for you:

  • Best If You

    Best If You

  • Available Terms

    Available Terms

  • Down Payment

    Down Payment

  • Loan Limits

    Loan Limits

Fixed Rate Mortgages

  • Guaranteed rates through the life of your loan

  • Best If You

    Want a guaranteed rate or are financing a second property

  • Available Terms

    10, 15, 20, or 30 years

  • Down Payment

    As low as 3% with PMI
    (20% to avoid PMI)

  • Loan Limits

    $592,250
    ($424,100 outside of King, Pierce, and Snohomish Counties)

Adjustable Rate Mortgages (ARM)

  • A lower initial interest rate that may vary after a fixed period

  • Best If You

    Expect to own your home for a short period of time and want to take advantage of lower rates and payments

  • Available Terms

    15 or 30 years with initial fixed rate periods of  3, 5, 7, or 10 years

  • Down Payment

    As low as 3% with PMI
    (20% to avoid PMI)

  • Loan Limits

    $592,250
    ($424,100 outside of King, Pierce, and Snohomish Counties)

Express Mortgages1

  • Refinance your existing home with no closing costs and get on the road to a mortgage-free life

  • Best If You

    Have good equity in your home and really hate paying a mortgage every month

  • Available Terms

    5, 7, 10, 12, or 15 years

  • Down Payment

    As low as 25%

  • Loan Limits

    $249,999

FHA, VA, and USDA Loans2

  • Loan options with low or no down payment requirements and lower interest rate

  • Best If You

    Have limited cash, minor credit problems or low to moderate income

  • Available Terms

    15 or 30 years

  • Down Payment

    0% on VA and USDA
    As low as 3.5% on FHA

  • Loan Limits

    $592,250
    ($424,100 outside of King, Pierce, and Snohomish Counties)

Jumbo Mortgage

Financing a higher priced home? Jumbo Mortgages make it possible for buyers to finance homes above the regulated loan limit.

  • Higher Purchase Limit: Finance up to $2,500,000
  • Fixed or Adjustable Rate Loans: You choose the loan program, each with a competitive rate
  • Affordable Down Payment: Purchase your home with as little as 10% down (20% to avoid PMI)

Contact a Loan Officer

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Meet our Mortgage Loan Officers

Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.

Meet our Team

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Get help finding your next home.

Search Homes Online

Search for homes, find an agent, and earn cash rebates.
Start Your Search

Online Mortgage Center

Find helpful resources and answers to your home buying questions.
Visit the Online Mortgage Center

Get Rate Alerts

Get notified when the best mortgage rates are available with Rate Watch.
Sign up for Rate Watch

 


Pay your Mortgage Online

Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.

Mortgage Payment Center

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Ready to start the conversation about your mortgage?

Stop by a local branch

Find a Branch

Start your application online

Apply Online

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