Home Loans WA
Mortgages or Refis. We have the right loan for you.
Home Loans WA
Mortgages or Refis. We have the right loan for you.
Meet our Mortgage Loan Officers
Your home is one of the biggest purchases you’ll make. Together, we’ll help you find the right mortgage for your dream home.
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Shelly Cox Mortgage Loan Officer, NMLS #803957 ServingBurien, First Hill, Downtown Seattle and West Seattle
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Stephanie Pahlow Mortgage Loan Officer, NMLS #643787 ServingEdmonds, Everett, Mukilteo
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Jamie Alford Mortgage Loan Officer, NMLS #740600 ServingAuburn, Bonney Lake, Graham, Puyallup
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Chris Brooks Mortgage Loan Officer, NMLS #1057741 ServingBellevue, Federal Way, Southcenter
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J Reid Bullock Mortgage Loan Officer, NMLS #260393 ServingGig Harbor, Key Center, Westgate
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Sarah Meikle Mortgage Loan Officer Manager, NMLS #850068 ServingLynnwood, Olympia, Shoreline
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Heather Melton Mortgage Loan Officer, NMLS #407489 ServingLakewood, Pacific Ave (South Tacoma), Parkland
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Antron Tomlinson Mortgage Loan Officer, NMLS #730844 ServingBothell, Kent, Redmond
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Jordanna Lebow Mortgage Loan Officer, NMLS #1094409 ServingDowntown Tacoma
Zero Mortgage Origination Fees
Buying a home or refinancing a non-Sound first mortgage? With low interest rates and a variety of first mortgage loan options to choose from, Sound has a program that fits your lifestyle.
Learn MoreGet a great rate on your most valuable asset.
Quick Pre-Approvals
Get pre-approved in as little as one business day and start shopping.
No Application Fees
Homes cost enough already. We won’t pile on.
Doable Down Payments
Purchase your dream home for as little as 3% down.
Rate Lock
Lock in your approved loan rate for 30, 45, or 60 days.
Experienced Loan Officers
Knowledgeable staff is available online, in person, and over the phone through every step.
Flexible Closing
We’ll help coordinate a closing time and place that works for you.
Choose the right home loan for you:
Best If You
Best If You
Available Terms
Available Terms
Down Payment
Down Payment
Fixed Rate Mortgages
Guaranteed rates through the life of your loan
Best If You
Want a guaranteed rate or are financing a second property
Available Terms
10, 15, 20, or 30 years
Down Payment
As low as 3% with PMI
(20% to avoid PMI)
Adjustable Rate Mortgages (ARM)
A lower initial interest rate that may vary after a fixed period
Best If You
Expect to own your home for a short period of time and want to take advantage of lower rates and payments
Available Terms
15 or 30 years with initial fixed rate periods of 3, 5, 7, or 10 years
Down Payment
As low as 3% with PMI
(20% to avoid PMI)
Express Mortgages1
Refinance your existing home with no closing costs and get on the road to a mortgage-free life
Best If You
Have good equity in your home and really hate paying a mortgage every month
Available Terms
5, 7, 10, 12, or 15 years
Down Payment
As low as 25%
FHA, VA, and USDA Loans2
Loan options with low or no down payment requirements and lower interest rate
Best If You
Have limited cash, minor credit problems or low to moderate income
Available Terms
15 or 30 years
Down Payment
0% on VA and USDA
As low as 3.5% on FHA
Get help finding, buying or selling your next home.
Search Homes Online
Search for homes, find an agent, and earn cash rebates.
Pay your Mortgage Online
Make mortgage payments, view your history, submit payoff requests, and find information on your loan with our Mortgage Payment Center.
