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Rewards Credit Card

Where will your next latte take you?

Credit cards that make your life easier, and maybe even a little richer.

It’s simple. Buy stuff, get rewards.

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Earn Points on Every Purchase

Earn one point with every $1 spent on your Rewards Credit Card.

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Business Debit Cards earn Rewards, too!

Earn one point with every $3 spent on your Business Debit Card.

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Get Cash & Prizes. No Game Show Required.

Redeem your reward points for travel, merchandise, gift cards, cash, and more.

Credit Card Tools & Resources

We can help you make smart financial decisions.

Credit Cards

Card Type

APR Range*1

¹Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal 5 days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of: 3.70%-14.70% for Select and Select Secured; 5.70%-15.70% for Rewards and Cash Back. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law.

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Card Type

Rewards

APR Range*1

14.20% – 24.20%

Card Type

Cash Back

APR Range*1

14.20% – 24.20%

Card Type

Select

APR Range*1

12.20% – 23.20%

Card Type

Select Secured

APR Range*1

12.20% – 23.20%


This calculator is being provided by Sound Credit Union in association with Chimney. The information is being provided for educational purposes only. The outcome of the calculations is based on the assumptions you provide in the calculator and assumes that no additional charges will be made during the period displayed. Your card agreement may require a minimum payment higher than the number shown in the calculator and the numbers assume that all payments, including all fees, are made on time. Finance charges will vary according to your credit card Terms and Conditions.

Rewards Credit Card

Earn Sound Rewards on every purchase.

Sound Credit Union Consumer Rewards Credit Card

Rewards Credit Card

Best if you’re interested in…
  • Earn Sound Rewards on every purchase.
  • Get an extra 10,000 points with your new card
  • Auto rental collision damage waiver2
APR 14.20% – 24.20%
Fees No Annual Fee

Get approved for a Sound Rewards Credit Card today!

Get started now
Apply online
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Disclosures

Redemption of Sound Rewards points is subject to the terms and conditions of the Rewards program. All points accumulate under one membership account and accumulation begins 5-7 days after enrollment. Points expire after 4 years.
Personal & Business Credit: Must be a Sound Credit Union member to apply. Subject to credit approval. Your rate and credit limit will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Must be 18 years of age to qualify. Verification of income may be required. 10,000 Sound Rewards points will be awarded on the first day of the month following account opening.
Business Debit: Upon request, your Sound Business checking account will be enrolled to receive free Business Debit Rewards. Must meet qualifying criteria to participate. A one-time signup will enroll every valid Sound debit card connected to the business membership account. You can monitor and redeem points within 5-7 days of enrollment. Debit Rewards will be automatically removed if there is no debit card activity for more than six (6) months.
*Gifting Points: Recipient must redeem gifted points within 90 days of receipt or they will expire.

Credit Card Agreement and Disclosures
¹Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized/fraudulent transactions, credit insurance, credit protection and debt cancellation charges. ²Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (Visa Cards | Visa Signature Cards) for further details. ³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf. Cash Back rewards will post to member’s Savings account.