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Enjoy a low rate with no balance transfer fee and no annual fee.

Transfer your balance to Sound, lower your payment.

Credit Card Tools & Resources

We can help you make smart financial decisions.

Credit Cards

Card Type

APR Range*1

¹Variable Rate Information: Your rate may increase or decrease if the Prime Rate as published in the Wall Street Journal 5 days before the end of the previous month increases or decreases. Your rate can change monthly on the first day of each billing cycle following a change in the Prime Rate. Your rate will be equal to the Prime Rate plus a margin of: 3.70%-14.70% for Select and Select Secured; 5.70%-15.70% for Rewards and Cash Back. Any increase will take the form of more payments of the same amount. Your variable rate will never be more than the maximum rate allowed by applicable law.

Rates and fees are subject to change. Please check with your local branch, or call if we can answer any questions.

*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account.

Card Type

Rewards

APR Range*1

13.20% – 23.20%

Card Type

Cash Back

APR Range*1

13.20% – 23.20%

Card Type

Select

APR Range*1

11.20% – 22.20%

Card Type

Select Secured

APR Range*1

11.20% – 22.20%


This calculator is being provided by Sound Credit Union in association with Chimney. The information is being provided for educational purposes only. The outcome of the calculations is based on the assumptions you provide in the calculator and assumes that no additional charges will be made during the period displayed. Your card agreement may require a minimum payment higher than the number shown in the calculator and the numbers assume that all payments, including all fees, are made on time. Finance charges will vary according to your credit card Terms and Conditions.

Select Credit Card

Sound-Consumer-CC-Select

Select Credit Card

Best if you’re interested in…
  • Competitive, low interest rate
  • No annual fees
  • No balance transfer fees
  • No foreign transaction fees
APR 11.20% – 22.20%
Fees No Annual Fee

Get approved for a Sound Select Credit Card today!

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Disclosures

Credit Card Agreement and Disclosures
¹Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized/fraudulent transactions, credit insurance, credit protection and debt cancellation charges. ²Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (Visa Cards | Visa Signature Cards) for further details. ³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf. Cash Back rewards will post to member’s Savings account.