Personal Rates & Fees

Checking Deposit Rates
High-Yield Checking Deposit Rates
Savings Deposit Rates
High-Yield Money Market Deposit Rates
Certificate Account Rates
Jumbo Certificate Rates
IRA Certificate Rates

*APY = Annual Percentage Yield
Note: All savings accounts which have dividends compounded and credited are paid monthly.
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

Credit Cards

*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account with a minimum balance of $25.

First Mortgages

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Express Mortgages
Fixed Home Equity Loans
Green Fixed Home Equity Loans
Fixed Home Equity Loans (Non-owner Occupied)
Green Fixed Home Equity Loans (Non-owner Occupied)
Home Equity Lines of Credit

*All loans:
APR is Annual Percentage Rate. All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account with a minimum balance of $25.

New Autos
Used Autos
Green Autos
Motorcycles & Off-Road Vehicles
RVs, Boats, Water & Snow Craft
Share Secured
Certificate Secured
Personal Loan
Green Personal Loan
Personal Line of Credit

*All loans are subject to credit approval. Your rate and credit limit will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in WA can join. Membership at Sound requires a savings account with a minimum balance of $25.

Checking Account Fees
Savings Account Fees
Loan Fees
Other Service Fees
ATM and Card Fees
Safe Deposit Box Annual Rental Fees
Membership Requirement

This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your accounts at Sound Credit Union at this time. The Credit Union may offer other dividend rates, annual percentage yields and fees or amend the dividend rates, annual percentage yields and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

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