
Small Business Credit Cards WA
Small Business Credit Cards WA
Simplify bookkeeping, delegate purchasing, and keep business expenses organized with a business credit card.
No Nickeling, No Diming
Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.
Unlimited Authorized Signers
Let employees make company-related purchases up to their individual spending limits.
Tech-Savvy Protection
EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.
Competitive Rates
Cut your interest rate, then cut up your other credit cards.
Fast Approvals
Get approved for your card in minutes online, over the phone, or in a branch.
Mobile Pay
Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.
Compare Credit Card Accounts
Perks
Perks
Purchase Rate
Purchase Rate
Annual Fees
Annual Fees
Additional Card Benefits
Additional Card Benefits
Borrowing Limits
Borrowing Limits
Rewards
Perks
- Earn Sound Rewards on every purchase
Purchase Rate
Annual Fees
$0
Additional Card Benefits
- Purchase Security and Extended Protection
- Auto rental collision damage waiver1
- Travel and Emergency Assistance Services
Borrowing Limits
Based on borrowers qualifications
Platinum
Perks
Low rates
Purchase Rate
Annual Fees
$0
Additional Card Benefits
- Purchase Security and Extended Protection
- Auto rental collision damage waiver1
- Travel and Emergency Assistance Services
Borrowing Limits
Based on borrowers qualifications
Platinum Secured
Perks
Secure your credit line with a collateral account
Purchase Rate
Annual Fees
$0
Additional Card Benefits
- Purchase Security and Extended Protection
- Auto rental collision damage waiver1
- Travel and Emergency Assistance Services
Borrowing Limits
$500-$20,000
Amount may vary based on funds available in collateral account.
Open your card in a few simple steps.
1. Apply
Call, visit, or fill out an online application. We’ll let you know instantly if you’re approved.
2. Select Your Card
We’ll contact you to collect final paperwork and find out what type of card you’d like to open.
3. Get Your New Card
Your Sound credit card will arrive to your mailbox in 7 to 10 business days.
Sound Rewards
Earn points on every purchase you can redeem for travel, merchandise, gift cards—even cash.

Get Purchase Notifications
Our purchase alerts let you know when a purchase goes through or if someone else is using your card.
Learn more about Alerts »
Online and Mobile Banking. Anytime, anywhere.
Too busy to stop in? That’s cool. With online and mobile banking you can transfer money, make payments, deposit checks, and more from anywhere.
Check out our online banking features »
Learn about our mobile app »
Direct Connect for QuickBooks®
Download your account information directly into QuickBooks using your online banking credentials. With Direct Connect, view real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.
Direct Connect Support »

See why so many businesses come to Sound to help them grow.
Personal Service
You’re building a successful business and we’re right there with you. From applying, to funding, and beyond, our Business Services team is here to help you grow.
Competitive Rates
As a credit union, our borrowers benefit from lower rates and fees. Plus, with access to programs like SBA loans, you can benefit from even lower rates and longer terms.
Anytime Access
With online and mobile banking, 24 full-service branches, plus over 5,000 shared branching locations and 30,000 surcharge-free ATMs, you can manage your business from almost anywhere.