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Business Credit Cards

Simplify bookkeeping, delegate purchasing, and keep business expenses organized with a business credit card.

No Nickeling, No Diming

Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.

Unlimited Authorized Signers

Let employees make company-related purchases up to their individual spending limits.

Tech-Savvy Protection

EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.

Competitive Rates

Cut your interest rate, then cut up your other credit cards.

Fast Approvals

Get approved for your card in minutes online, over the phone, or in a branch.

Mobile Pay

Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.

Compare Credit Card Accounts

  • Perks

    Perks

  • Purchase Rate

    Purchase Rate

  • Annual Fees

    Annual Fees

  • Additional Card Benefits

    Additional Card Benefits

  • Borrowing Limits

    Borrowing Limits

  • Grace Period

    Grace Period

Rewards

  • Perks

    - Earn Sound Rewards on every purchase

  • Purchase Rate

    11.95%-19.95%
    variable APR

  • Annual Fees

    $0

  • Additional Card Benefits

    - Purchase Security and Extended Protection

    - Auto rental collision damage waiver1

    - Travel and Emergency Assistance Services

  • Borrowing Limits

    Based on borrowers qualifications

  • Grace Period

    25 days

Platinum

  • Perks

    Low rates

  • Purchase Rate

    9.95%-18.95%
    variable APR

  • Annual Fees

    $0

  • Additional Card Benefits

    - Purchase Security and Extended Protection

    - Auto rental collision damage waiver1

    - Travel and Emergency Assistance Services

  • Borrowing Limits

    Based on borrowers qualifications

  • Grace Period

    25 days

 Platinum Secured

  • Perks

    Secure your credit line with a collateral account

  • Purchase Rate

    9.95%-18.95%
    variable APR

  • Annual Fees

    $0

  • Additional Card Benefits

    - Purchase Security and Extended Protection

    - Auto rental collision damage waiver1

    - Travel and Emergency Assistance Services

  • Borrowing Limits

    $500-$20,000
    Amount may vary based on funds available in collateral account.

  • Grace Period

    25 days

Open your Sound Business credit card today.
Apply Online

Open your card in a few simple steps.

1. Apply

Call, visit, or fill out an online application. We’ll let you know instantly if you’re approved.

2. Select Your Card

We’ll contact you to collect final paperwork and find out what type of card you’d like to open.

3. Get Your New Card

Your Sound credit card will arrive to your mailbox in 7 to 10 business days.

Sound Rewards

Earn points on every purchase you can redeem for travel, merchandise, gift cards—even cash.

Learn More

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Get Purchase Notifications

Our purchase alerts let you know when a purchase goes through or if someone else is using your card.
Learn more about Alerts »

Online and Mobile Banking. Anytime, anywhere.

Too busy to stop in? That’s cool. With online and mobile banking you can transfer money, make payments, deposit checks, and more from anywhere.
Check out our online banking features »
Learn about our mobile app »

Direct Connect for QuickBooks®

Download your account information directly into QuickBooks using your online banking credentials. With Direct Connect, view real-time account activity, forecast cash flow, get insights on spending for your Sound accounts and more.
Direct Connect Support »

See why so many businesses come to Sound to help them grow.

Personal Service

You’re building a successful business and we’re right there with you. From applying, to funding, and beyond, our Business Services team is here to help you grow.

Competitive Rates

As a credit union, our borrowers benefit from lower rates and fees. Plus, with access to programs like SBA loans, you can benefit from even lower rates and longer terms.

Anytime Access

With online and mobile banking, 24 full-service branches, plus over 5,000 shared branching locations and 30,000 surcharge-free ATMs, you can manage your business from almost anywhere.

Get approved for a Sound credit card.

Stop by a local branch

Find a Branch

Start your online application

Apply Online

Call us

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