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Refi your auto loan. Get 2% cash back.

A women sitting in her car with her dog in the winter.

Get a great rate and cash back!

Bring your auto loan to Sound from another lender and we’ll give you 2% of the loan amount back in cash. Use the money to pay bills, make a home improvement or pay for an unexpected event.

Here’s an example of how much you could get:

  • Refi a $30,000 truck = get $600 cash back!
  • Refi a $25,000 SUV = get $500 cash back!
  • Refi a $100,000 Tesla = get $2,000 cash back!

Get an additional 0.25% APR discount with auto pay from a Sound checking account!



All loans are subject to Sound Credit Union lending policies and loan-to-value guidelines. Your rate and term will be determined by individual creditworthiness including income, debt-to-income ratio, employment and credit history. Verification of employment may be required. Must be 18 years old to qualify for a loan. If you postpone your payment, finance charges will still accrue on your loan balance during the payment deferral period. Business accounts are excluded from this offer. This offer is not valid to refinance existing Sound Credit Union loans and may not be combined with any other loan offer or discount. If you participate in this offer: 1) you may receive Form 1099-MISC at year end; 2) the 2% cash back award will be forfeited and added to the payoff amount, if the loan is closed within 24 months of opening. Rates, terms, and offer are subject to change at any time. Membership with a savings account at Sound Credit Union is required to participate in the offer. This promotion is valid through December 31, 2023.

Rate Discount: The 0.25% APR discount is available on select consumer loans with auto pay set up from a qualifying Sound checking account. The prime borrower must be the prime or joint owner on the checking account. The discounted rate may revert to a non-promotional rate if the automatic payment is canceled at any time during the term of the loan.

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