Apply for a Credit Card in Westgate
Get a credit card that fits your style and makes your life easier – and maybe even a little richer.
With tech-savvy protection, approvals in minutes, and mobile pay, opening a Sound Credit Union credit card in Westgate is a no-brainer. Experience the credit union difference with competitive rates and fees, tools and advice, and helpful service and support. Conveniently located, we hope you’ll stop by to experience the difference today!
No Nickeling. No Diming.
Sound cards offer the benefits of no annual fees, no balance transfer fees, and no foreign transaction fees.
Extra Security with Card Controls
Turn your cards on and off with a tap using the Card Controls feature in our mobile app.
Tech-Savvy Protection
EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.
Competitive Rates
Cut your interest rate, then cut up your other credit cards.
Approvals in Minutes
Get approved for your card in minutes online, over the phone, or in a branch.
Mobile Pay
Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.
Outsmart High Rates
1.99% promo APR on Visa Balance Transfers made August 1, 2025 – January 31, 2026. Enjoy this low rate through July 31, 2026. After that, pay the standard variable APR, currently 10.95% – 22.95%. Plus, pay no balance transfer fee.
Compare Credit Card Accounts
Rewards Credit Card
Best if you’re interested in…- Earn Sound Rewards on every purchase.
- Get an extra 10,000 points with your new card
- Auto rental collision damage waiver2
Cash Back Credit Card
Best if you’re interested in…- Get 1.5% cash back on purchases1
- Auto rental collision damage waiver2
- Personal identity theft coverage2
- Travel accident insurance2
- Exclusive Visa Signature® benefits
- 24-hour concierge service3
- $5,000 minimum
Select Credit Card
Best if you’re interested in…- Low rate
- Auto rental collision damage waiver2
Select Secured Credit Card
Best if you’re interested in…- Secured option to build or re-build credit
- Low rate
- Auto rental collision damage waiver2
- $500-$5,000 balances available
Open Your Card in a Few Simple Steps
Select your card & apply
Choose the credit card that fits your needs and apply online.
Sign electronically
Securely sign your documents online.
Get your new card
Your Sound credit card will arrive to your mailbox in 7 to 10 business days.
Instant Prequal
Curious what you’ll qualify for? Get prequalified without impacting your credit.
Get More Out of Your Cards
New Card? No Problem.
When you get a new card number, we can help update your information with merchants that have it stored for bill payments and online purchases. Learn more about our Visa Account Updater.
Get Purchase Notifications
Our purchase alerts let you know when a purchase goes through or if someone else is using your card. Learn more about Alerts.
Mobile Pay for Apple and Android
Leave your wallet at home. Mobile Pay lets you use your smartphone to tap and pay with your Sound cards anywhere contactless payments are accepted.
Download the app today: Apple Pay | Android Pay | Samsung Pay
Get the Answers You Need About Credit Cards
A credit card is a payment card issued by credit unions and banks that allows the cardholder to borrow money from the bank to pay for goods and services. The cardholder then makes payments and/or pays off the balance monthly.
Sound Credit Union offers credit cards.
Credit cards offer a variety of benefits, including the opportunity to build credit, the ability to earn cash back or rewards, and a record of your spending provided on a monthly statement.
Sound Credit Union offers credit cards.
Cash back credit cards work by offering the cardholder a rebate for purchases made with the card. Essentially, the bank will pay back a certain percentage of what you spend.
Sound Credit Union offers credit cards.
- Enjoy a premium set of benefits at a unique portfolio of hotels
- Fine wine and dining special offers
- Access to popular sporting events
- Shopping discounts and offers at premium retailers
- Complimentary 24-hour concierge services³
³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf.
Get Approved for a Sound Credit Card
Disclosures
Credit Card Agreement and Disclosures Cash Back Terms and Conditions ¹Earn cash back on qualified purchases less credits, returns, or adjustments that are not payments. Qualified purchases do not include balance transfers, cash advances, convenience checks, purchases of cash equivalents (i.e. money orders, gaming transactions, etc.), tax payments, finance charges, fees, unauthorized/fraudulent transactions, credit insurance, credit protection and debt cancellation charges. ²Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa Signature card to secure transactions. Please refer to Your Guide to Benefits (Visa Cards | Visa Signature Cards) for further details. ³Cardholder is responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholder’s behalf. Cash Back rewards will post to member’s Savings account.