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Credit Cards

Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.

Credit cards that make your life easier, and maybe even a little richer.

No Nickeling. No Diming.

Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.

Extra Security with Card Controls

Turn your cards on and off with a tap using the Card Controls feature in our mobile app.

Tech-Savvy Protection

EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.

Competitive Rates

Cut your interest rate, then cut up your other credit cards.

Approvals in Minutes

Get approved for your card in minutes online, over the phone, or in a branch.

Mobile Pay

Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.

Compare Credit Card Accounts

  • Perks

    Perks

  • Additional Card Benefits

    Additional Card Benefits

  • Borrowing Limits

    Borrowing Limits

  • Grace Period

    Grace Period

  • Rate

    Rate

Rewards

  • Perks

    - Earn Sound Rewards on every purchase
    - Get an extra 10,000 points with your new card

  • Additional Card Benefits

    Auto rental collision damage waiver2

  • Borrowing Limits

    Based on borrowers qualifications

  • Grace Period

    25 days

  • Rate

    11.95%-19.95%
    variable APR

Cash Back

  • Perks

    Get 1.5% cash back on purchases1

  • Additional Card Benefits

    - Auto rental collision damage waiver2
    - Personal identity theft coverage2
    - Travel accident insurance2
    - Exclusive Visa Signature® benefits
    - 24-hour concierge service3

  • Borrowing Limits

    $5,000 minimum

  • Grace Period

    25 days

  • Rate

    11.95%-19.95%
    variable APR

Select

  • Perks

    Low rates

  • Additional Card Benefits

    Auto rental collision damage waiver2

  • Borrowing Limits

    Based on borrowers qualifications

  • Grace Period

    25 days

  • Rate

    9.95%-18.95%
    variable APR

Select Secured

  • Perks

    Improve your credit score

  • Additional Card Benefits

    Auto rental collision damage waiver2

  • Borrowing Limits

    $500-$5,000
    Amount may vary based on funds available in collateral account.

  • Grace Period

    25 days

  • Rate

    9.95%-18.95%
    variable APR

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2.99% promo APR on balances transferred through 2018

Open Your Card in a Few Simple Steps

1. Select your card & apply

Choose the credit card that fits your needs and apply online.

2. Sign electronically

Securely sign your documents online.

3. Get your new card

Your Sound credit card will arrive to your mailbox in 7 to 10 business days.

Get More out of Your Cards

New Card? No Problem.

When you get a new card number, we can help update your information with merchants that have it stored for bill payments and online purchases.

Learn more about our Visa Account Updater

Get Purchase Notifications

Our purchase alerts let you know when a purchase goes through or if someone else is using your card.

Learn more about Alerts

Mobile Pay for Apple and Android

Leave your wallet at home. Mobile Pay lets you use your smartphone to tap and pay with your Sound cards anywhere contactless payments are accepted.

Download the app today
Apple Pay | Android Pay | Samsung Pay

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Get approved for a Sound credit card.

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