Credit Cards
Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.
Credit cards that make your life easier, and maybe even a little richer.
No Nickeling. No Diming.
Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.
Extra Security with Card Controls
Turn your cards on and off with a tap using the Card Controls feature in our mobile app.
Tech-Savvy Protection
EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.
Competitive Rates
Cut your interest rate, then cut up your other credit cards.
Approvals in Minutes
Get approved for your card in minutes online, over the phone, or in a branch.
Mobile Pay
Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.
Compare Credit Card Accounts
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Perks
Perks
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Additional Card Benefits
Additional Card Benefits
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Borrowing Limits
Borrowing Limits
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Grace Period
Grace Period
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Rate
Rate
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Rewards
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Perks
- Earn Sound Rewards on every purchase
- Get an extra 10,000 points with your new card -
Additional Card Benefits
Auto rental collision damage waiver2
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Borrowing Limits
Based on borrowers qualifications
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Grace Period
25 days
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Rate
11.95%-19.95%
variable APR -
Cash Back
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Perks
Get 1.5% cash back on purchases1
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Additional Card Benefits
- Auto rental collision damage waiver2
- Personal identity theft coverage2
- Travel accident insurance2
- Exclusive Visa Signature® benefits
- 24-hour concierge service3 -
Borrowing Limits
$5,000 minimum
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Grace Period
25 days
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Rate
11.95%-19.95%
variable APR -
Select
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Perks
Low rates
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Additional Card Benefits
Auto rental collision damage waiver2
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Borrowing Limits
Based on borrowers qualifications
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Grace Period
25 days
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Rate
9.95%-18.95%
variable APR -
Select Secured
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Perks
Improve your credit score
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Additional Card Benefits
Auto rental collision damage waiver2
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Borrowing Limits
$500-$5,000
Amount may vary based on funds available in collateral account. -
Grace Period
25 days
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Rate
9.95%-18.95%
variable APR -
Open Your Card in a Few Simple Steps
1. Select Your Card & Apply
Choose the credit card that fits your needs and apply online.
2. Sign Electronically
Securely sign your documents online.
3. Get Your New Card
Your Sound credit card will arrive to your mailbox in 7 to 10 business days.
Get More out of Your Cards
Mobile Pay for Apple and Android
Leave your wallet at home. Mobile Pay lets you use your smartphone to tap and pay with your Sound cards anywhere contactless payments are accepted.
Download the app today
Apple Pay | Android Pay | Samsung Pay
Get purchase notifications
Our purchase alerts let you know when a purchase goes through or if someone else is using your card.
