Credit Cards

Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.

Credit Cards

Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.

Credit cards that make your life easier, and maybe even a little richer.

No Nickeling. No Diming.

Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.

Extra Security with Card Controls

Turn your cards on and off with a tap using the Card Controls feature in our mobile app.

Tech-Savvy Protection

EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.

Competitive Rates

Cut your interest rate, then cut up your other credit cards.

Approvals in Minutes

Get approved for your card in minutes online, over the phone, or in a branch.

Mobile Pay

Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.

Compare Credit Card Accounts

Perks
Perks
Additional Card Benefits
Additional Card Benefits
Borrowing Limits
Borrowing Limits
Rate
Rate

Rewards

Perks
- Earn Sound Rewards on every purchase
- Get an extra 10,000 points with your new card
Additional Card Benefits
Auto rental collision damage waiver²
Borrowing Limits
Based on borrowers qualifications
Rate
11.20%-21.20%
variable APR
Open Online

Cash Back

Perks
Get 1.5% cash back on purchases¹
Additional Card Benefits
- Auto rental collision damage waiver²
- Personal identity theft coverage²
- Travel accident insurance²
- Exclusive Visa Signature^® benefits
- 24-hour concierge service³
Borrowing Limits
$5,000 minimum
Rate
11.20%-21.20%
variable APR
Open Online

Select

Perks
Low rates
Additional Card Benefits
Auto rental collision damage waiver²
Borrowing Limits
Based on borrowers qualifications
Rate
9.20%-20.20%
variable APR
Open Online

Select Secured

Perks
Improve your credit score
Additional Card Benefits
Auto rental collision damage waiver²
Borrowing Limits
$500-$5,000
Amount may vary based on funds available in collateral account.
Rate
9.20%-20.20%
variable APR
Open Online

2.99% promo APR, through December 2020, on balances transferred.

Check out this offer

Open Your Card in a Few Simple Steps

1. Select your card & apply

Choose the credit card that fits your needs and apply online.

2. Sign electronically

Securely sign your documents online.

3. Get your new card

Your Sound credit card will arrive to your mailbox in 7 to 10 business days.

Get More out of Your Cards

New Card? No Problem.

When you get a new card number, we can help update your information with merchants that have it stored for bill payments and online purchases. Learn more about our Visa Account Updater

Get Purchase Notifications

Our purchase alerts let you know when a purchase goes through or if someone else is using your card. Learn more about Alerts

Mobile Pay for Apple and Android

Leave your wallet at home. Mobile Pay lets you use your smartphone to tap and pay with your Sound cards anywhere contactless payments are accepted. Download the app today Apple Pay | Android Pay | Samsung Pay