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Credit Cards

Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.

Credit Cards

Rewards, Cash Back or Low Interest Select. Credit cards that fit your life.

Credit cards that make your life easier, and maybe even a little richer.

No Nickeling. No Diming.

Sound cards include no annual fees, no balance transfer fees, and no foreign transaction fees.

Extra Security with Card Controls

Turn your cards on and off with a tap using the Card Controls feature in our mobile app.

Tech-Savvy Protection

EMV chip card, real-time text and email alerts, and card lock/unlock features in our mobile app.

Competitive Rates

Cut your interest rate, then cut up your other credit cards.

Approvals in Minutes

Get approved for your card in minutes online, over the phone, or in a branch.

Mobile Pay

Take your Sound card with you even if you leave your wallet at home using Mobile Pay for Apple and Android devices.

Girl and boy playing and laughing

1.99% promo APR through December 2022 on Visa balance transfer by December 31, 2021.

Enjoy a low promo rate with no balance transfer fee and no annual fee.

Learn More

Compare Credit Card Accounts

Rewards

Sound Credit Union Rewards Credit Card

Rewards Credit Card

Earn Sound Rewards on every purchase

Get an extra 10,000 points with your new card

Auto rental collision damage waiver2

Current rates

Cash Back

Sound Credit Union Cash Back Credit Card

Cash Back Credit Card

Get 1.5% cash back on purchases1

Auto rental collision damage waiver2

Personal identity theft coverage2

Travel accident insurance2

Exclusive Visa Signature® benefits

24-hour concierge service3

$5,000 minimum

Current rates

Select

Sound Credit Union Select Credit Card

Select

Low rate

Auto rental collision damage waiver2

Current rates

Select Secured

Sound Credit Union Select Credit Card

Select Secured

Secured option to build or re-build credit

Low rate

Auto rental collision damage waiver2

$500-$5,000 balances available

Current rates

Open Your Card in a Few Simple Steps

1. Select your card & apply

Choose the credit card that fits your needs and apply online.

2. Sign electronically

Securely sign your documents online.

3. Get your new card

Your Sound credit card will arrive to your mailbox in 7 to 10 business days.

Get More out of Your Cards

New Card? No Problem.

When you get a new card number, we can help update your information with merchants that have it stored for bill payments and online purchases. Learn more about our Visa Account Updater

Get Purchase Notifications

Our purchase alerts let you know when a purchase goes through or if someone else is using your card. Learn more about Alerts

Mobile Pay for Apple and Android

Leave your wallet at home. Mobile Pay lets you use your smartphone to tap and pay with your Sound cards anywhere contactless payments are accepted. Download the app today Apple Pay | Android Pay | Samsung Pay

person using phone for contactless payment Mobile-Pay

Get approved for a Sound credit card.